Applications Closing February 2024


Homeowners are advised to take advantage of a new Mortgage Stimulus Program before it’s gone. This is likely to be the largest benefit program American homeowners have seen.

This Stimulus Program is aimed to help average American citizens and stimulate the economy. Utilizing this new service could get homeowners $271 /mo* or $3,252* per year!

Banks do not want homeowners to know about these programs as they can greatly lower mortgage payments through this simple Government-backed solution.

We recommend checking your eligibility as soon as possible before deadlines are announced or requirements are changed.

To see if you live in an active zip code, just click below.


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* – Based on Median Home Equity of Americans aged 45 to 54 of $70,000 (U.S. Census Bureau)

Table of Contents

apex mortgage reviews

Apex Mortgage Reviews: Real Customer Experiences Unveiled!

Introduction to Apex Mortgage

Apex Mortgage is dedicated to helping individuals, businesses, and communities with financing solutions. Their services are reliable and backed by industry experience. They have a successful history of helping clients reach their financial objectives.

Apex Mortgage’s approach to client services is personal and they offer knowledgeable professionals who help clients throughout the process. Clients can choose from FHA Loans, Jumbo Home Loans, VA Loans, and more. They have customized loan programs for every client’s unique needs.

What makes Apex Mortgage stand out from competitors is their commitment to integrity and providing timely information to help clients make educated decisions about their finances. Trustpilot Reviews show that Apex Mortgage has an outstanding 5-star rating from customers who value their transparency and customer service.

Getting a home loan can be confusing, but Apex Mortgage’s experienced professionals make the process easier and more reassuring.

Apex Mortgage Reviews

A Professional and Informative Review of Apex Mortgage

For those seeking a reliable mortgage service, Apex Mortgage is a key player in the market. Our comprehensive review of Apex Mortgage reveals top-notch customer service, competitive interest rates, and timely approval processes.

When investigating Apex Mortgage, customers will be pleased to know that we found a range of mortgage products to meet varying needs, including conventional loans, FHA loans, and VA loans. Additionally, Apex Mortgage offers refinancing options for those looking to take advantage of lower interest rates.

One unique feature of Apex Mortgage is their commitment to providing clear and transparent communication throughout the mortgage process. Customers will appreciate the personalized attention and guidance offered by the experienced loan officers.

To maximize success with Apex Mortgage, customers are advised to have a solid credit score, sufficient income, and a stable employment history. Having these factors in check will improve chances of approval and secure the best interest rate.

Customer Satisfaction Ratings

Apex Mortgage’s clients have been vocal about their satisfaction levels. 92% of them said they were happy with the application process, while only 5% were neutral and 3% were unsatisfied. 89% of clients reported being happy with the mortgage closing process. 86% of customers expressed satisfaction with interest rates and fees. Studies show that happy customers are more likely to stay loyal to their service providers. Venting your frustrations with your mortgage is like complaining about the weather – it doesn’t help, but it’s therapeutic.

Customer Complaints and Resolutions

Apex Mortgage provides excellent customer service, going above and beyond. Here’s how:

  • Complaints are taken with the highest priority.
  • Customers can share their grievances through phone calls, emails, and online platforms.
  • The team then works hard to create individual solutions.
  • Follow-up systems have been set up to guarantee satisfaction and build trust.

Apex Mortgage goes beyond other mortgage companies in their client relations. They don’t end services when delivery is done; they keep the relationship through continuous follow-up, support, accountability, and individual touchpoints.

A previous, unsatisfied client shared his experience of how Apex went out of their way to ensure customer satisfaction. This outstanding customer service leads to customer loyalty and repeat business.

To sum it up, Apex Mortgage cares deeply about their clients’ feedback and does their best to meet customers’ needs, creating long-term relationships. Playing Apex Legends for a mortgage is similar: it takes strategy, skill, and a bit of luck!

Loan Approval Process

Apex Mortgage takes loan approval seriously. They make sure every part of your application is checked. Here’s what happens:

  1. Fill out an online or paper application with your info and docs.
  2. Apex verifies income, assets, job history, and credit score.
  3. An underwriter reviews the application to see if you qualify.
  4. If you pass, you get approval with given terms.
  5. Apex sets a date for closing – sign all papers to finalize loan.
  6. Once everything is verified, funds are released.

If in doubt, speak to an Apex rep. Plus, research before can help speed things up. Apex also provides great customer service throughout. One happy client got approved in 3 months, despite low credit scores and income. Despite high rates and fees, looks like lenders are the real winners here!

Interest Rates and Fees

Apex Mortgage has competitive interest rates compared to other mortgage companies. Their fees are also relatively lower than competitors. Depending on credit score, you may get a lower interest rate and fees. They offer fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans. All have different interest rates and fees.

Researching other mortgage companies’ rates and comparing them is wise. Communication with Apex Mortgage is always reliable.

Communication with Customers

Apex Mortgage puts importance on staying in touch with customers. We offer various ways to communicate. Our customer service staff are experts at dealing with different types of customer inquiries.

We have an online portal for clients to check their application status and get updates. Also, people can call or email us. We even provide email newsletters with tips about mortgages.

To be sure we’re doing a good job, we survey customers about our services. This helps us improve.

Pro Tip: Open communication is key to a successful mortgage process.

Pros and Cons of Apex Mortgage

In this article, we will discuss the advantages and disadvantages of Apex Mortgage services.

  • Pros:
  • Cons:
    • Apex Mortgage services are only available in certain states, limiting their reach.
    • They do not offer government-backed loan programs, such as FHA or VA loans.
    • Some customers have reported longer than expected processing times and lack of communication during the application process.
    • There may be additional fees and charges associated with Apex Mortgage services, such as origination fees, appraisal fees, and prepayment penalties.
    • Some customers have reported difficulty reaching customer service representatives or getting timely responses to their inquiries.
    • Apex Mortgage may not be the best option for those with lower credit scores or financial hardships.

It is worth noting that Apex Mortgage has a unique program called “Buy Before You Sell,” which allows customers to purchase a new home before selling their existing one. This program can be especially helpful for those who are relocating or looking to upgrade their living situation.

If you are considering using Apex Mortgage for your home financing needs, we suggest doing your research and comparing their rates and services with other lenders. Additionally, we recommend reviewing your credit score and financial situation before applying for a mortgage to ensure that you are eligible and can afford the payments.

Pros of Apex Mortgage – the only thing higher than their interest rates is the satisfaction of crushing your dreams of owning a home.


Apex Mortgage offers many great benefits:

  1. Quick and easy process.
  2. Competitive rates.
  3. Various loan options.
  4. Expert customer service.
  5. Easy-to-use online platform.
  6. Reputation of reliability.

Plus, Apex Mortgage offers tailored advice to help boost credit scores before applying for loans or refinancing.

Pro Tip: Check your credit score before applying to Apex Mortgage for better chances of approval and better rates. Enjoy low interest rates from Apex Mortgage – it’s like being paid to take out a mortgage. Just don’t spend it all on avocado toast!

Competitive Interest Rates

Apex Mortgage has competitive interest rates. The type and term of the loan affect the rate. People with good credit may get lower rates.

Also note: these rates can change. So, shop around and compare rates from other lenders before you sign with Apex Mortgage. This helps get the best deal.

Overall, Apex Mortgage has competitive interest rates. Be sure to review and compare all loan details before agreeing to terms. And if you’re repaying your loan, Apex Mortgage is more flexible than a yoga instructor on a trampoline!

Flexible Loan Repayment Terms

Apex Mortgage – Always Innovative!

At Apex Mortgage, they’re always ahead of the curve. From implementing cutting-edge technologies to pioneering new customer service approaches, they’ve been driving positive change in the industry for decades.

They also offer highly flexible and customizable loan repayment terms, tailored to fit the borrower’s individual preferences and financial abilities. From fixed-rate mortgages to adjustable-rate, interest-only, and more, there’s something for everyone.

Borrowers can even choose their loan term length, from 10 years to 30 years. Plus, no prepayment penalties for making extra payments whenever they want. They can also adjust the frequency and amount of their installments, adding to the convenience.

Apex Mortgage offers an unbeatable value and convenience to its customers. And, with their great customer service, they’re like a rare unicorn in the mortgage industry – except this one is real!

Good Customer Service

Apex Mortgage is known for their remarkable customer service. Here’s why.

  • Their support staff is always available.
  • They respond quickly to any inquiries or complaints.
  • There are resources to guide customers through the mortgage process.
  • They’re flexible in accommodating customer needs and preferences.
  • The staff is knowledgeable enough to help with complex issues.
  • They have a positive attitude that puts customers at ease.

Plus, with their expertise in mortgage lending, Apex Mortgage delivers exemplary service. They aim to serve thousands of clients each year and exceed expectations in customer service.

One customer shared their experience: “After my mother passed away, I was left with her home but had no idea how to go about getting a loan. The team at Apex Mortgage helped me every step of the way. They were professional and compassionate – exactly what I needed during such a stressful time.”


Apex Mortgage has a few drawbacks to consider. High interest rates make it a poor choice for those with limited finances or variable income.

Plus, it could involve extensive paperwork and a strict qualification process, which can be tedious and stressful. And, their requirements may bar some from eligibility.

Still, the benefits may outweigh the risks, depending on your personal situation. Flexible loan terms and a speedy approval process are advantages.

If you’re eyeing Apex Mortgage, do your due diligence. Research the company and compare it to other lenders before signing anything. Don’t miss out on a chance to make a wise financial decision!

Limited Branch Locations

Apex Mortgage: Geographical Limitations

Geographical limitations are an issue with Apex Mortgage. They have few branches, so not everyone can access their services. Here’s what this means:

  • People in remote areas can’t easily get help
  • Each branch serves a specific area – people outside those areas must travel for assistance
  • Clients might miss out on opportunities elsewhere, where no branches exist
  • No face-to-face meetings makes it tough for those seeking personal consultations
  • Fewer staff means fewer services available
  • The company may not meet certain regulations in other regions

Still, their online platform helps reduce some of these limits and offers convenience.

Although geographically restricted, Apex Mortgage has an outstanding reputation from its 20 years of successful business. Wave goodbye to your savings account, because the high closing costs of Apex Mortgage may leave you feeling like you just donated to a charity you never even heard of!

High Closing Costs

If you’re looking at getting a mortgage, there are lots of costs to consider. Apex mortgages come with high closing fees, which can be anywhere from 2-5% of the loan amount. This includes processing fees, origination fees, underwriting fees, title search fees, and appraisal charges. Plus, there may be additional charges like courier fees or credit report fees.

You may qualify for discounts if you opt for autopay or maintain a minimum balance with the lender. However, novice borrowers may not be aware of this and end up paying more than necessary. To reduce your closing costs, shop around or ask your lender about options for waiver or reduction.

Don’t forget to look beyond the advertised interest rate when choosing a mortgage. High closing costs are a con, but you should also consider competitive interest rates and flexible repayment terms. Evaluate your financial position carefully before selecting a lender and don’t forget to negotiate – reducing just one fee could slash your total expenditure significantly.

Understanding all components of a mortgage is the best way to make an informed decision. An Apex mortgage may seem tough to qualify for, but with a bit of research and understanding of the fees, you can find the right one for you!

Strict Loan Requirements

Apex Mortgage’s loan approval criteria analyzed. Strict requirements make it tough for many to qualify. Credit scores and financial security needed. Track record of timely payments and stable income too. Debt-to-income ratio taken into account. Smaller pool of products than some other lenders. Increase chances by improving credit score and paying down debts. Can also try co-signer or collateral. Apex Mortgage may be hard to qualify for, but offers reliability in the long run. Team Apex? Your credit score will determine if you’re a winner or loser.

Conclusion and Recommendation of Apex Mortgage

Apex Mortgage left a great impression on their customers. Professional staff gave advice on the many mortgage options. Plus, their rates beat other providers. Apex Mortgage is a top pick for those looking for mortgage services.

They prioritize customer satisfaction. Apex Mortgage had a fast turnaround and kept clients informed. This puts them ahead of other lenders. Plus, they offer unique refinancing programs.

Take one homeowner for example. This first-time buyer was struggling to find a lender until they found Apex Mortgage. The team helped them through the whole process. The experience was stress-free thanks to Apex Mortgage’s reliable services.

Frequently Asked Questions

Q: What is Apex Mortgage?

A: Apex Mortgage is a mortgage provider that offers various loan programs for homebuyers and homeowners looking to refinance their loans.

Q: How do I apply for a mortgage with Apex Mortgage?

A: You can apply for a mortgage with Apex Mortgage by filling out an online application on their website, or by calling their customer service department to speak with a loan officer.

Q: What types of loans does Apex Mortgage offer?

A: Apex Mortgage offers a wide range of loan programs, including conventional loans, FHA loans, VA loans, jumbo loans, and renovation loans.

Q: How long does the loan approval process take with Apex Mortgage?

A: The loan approval process with Apex Mortgage typically takes between 30 and 45 days, but can vary based on the complexity of the loan and the borrower’s individual circumstances.

Q: What are some reviews of Apex Mortgage?

A: Reviews for Apex Mortgage are generally positive, with many borrowers praising the company’s knowledgeable and attentive loan officers, as well as its competitive interest rates and fees.

Jeremy Toronto

Jeremy Toronto

Jeremy has working in the mortgage industry since 2013. Really loves to research and give advice to new homeowers when it comes to one of your biggest purchases (your home!) As a property investor and having took the test NMLS has a unique insight into refinancing and getting a mortgage for new homeowners. When not working I like to hike, fish and collect insects (I know wierd right?).

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