Applications Closing February 2024


Homeowners are advised to take advantage of a new Mortgage Stimulus Program before it’s gone. This is likely to be the largest benefit program American homeowners have seen.

This Stimulus Program is aimed to help average American citizens and stimulate the economy. Utilizing this new service could get homeowners $271 /mo* or $3,252* per year!

Banks do not want homeowners to know about these programs as they can greatly lower mortgage payments through this simple Government-backed solution.

We recommend checking your eligibility as soon as possible before deadlines are announced or requirements are changed.

To see if you live in an active zip code, just click below.


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* – Based on Median Home Equity of Americans aged 45 to 54 of $70,000 (U.S. Census Bureau)

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 first option mortgage reviews

First Option Mortgage Reviews: Real Homeowners Share Their Success Stories!


First Option Mortgage offers competitive loan options for prospective homebuyers. Their commitment to quality customer service has earned them positive reviews. Their focus is on affordability and flexibility, to make the home buying process as stress-free as possible. Their personalized approach to lending means they work closely with clients, understanding their unique financial situations and tailoring loan products accordingly. With competitive rates and flexible terms, they have solutions for everyone.

Their team of mortgage professionals provide guidance throughout the process. They are also transparent about fees, rates, and timelines, meaning clients can make informed decisions. First Option Mortgage has been in business for over 20 years, earning them a great reputation. They have helped many individuals achieve their homeownership dreams.

So, if you’re looking for a reliable mortgage provider, look no further than First Option Mortgage – where you can get a loan to mortgage your soul, and the soul of your first-born, too!

First Option Mortgage

Good news first: Initial Selection Home Loan is a premier mortgage lender! They offer fixed-rate loans with competitive rates, plus adjustable-rate mortgages (ARMs) with a lower starting interest rate. Down payments range from 3-20% and closing costs can cost between $2,500-$6,000. Loan terms are 10-30 years.

Bonus: PMI is not required on most loans which could save you money!

If you plan to apply, here’s your game plan: Get your credit score up, and if possible, make a higher down payment. This could mean lower monthly mortgage payments.

First Option Mortgage Reviews

When it comes to First Option Mortgage, customers have shared their experiences. The feedback shows how the company performs. People say they provide great service, a simple application process, and good rates. Clients also note that the staff are professional, detail-oriented, and knowledgeable. Plus, the company is always helpful throughout the process.

First Option Mortgage also has programs tailored to individual needs. These offers give them an edge over the competition. gave them 4 stars out of 5 for internet experience, mortgage rates, and product offerings. Want lower rates? Best of luck – you’d have more luck finding a needle in a haystack!

First Option Mortgage Rates

Discover the perfect mortgage loan for you with ‘First Option Mortgage Financing.’ Check out the special table below for accurate information on the principal amount, interest rate, and repayment period of different loan types. These figures have been modified from real values for compliance.

Loan Type Principal Amount Interest Rate Repayment Period
Fixed-Rate Loan: $300,000 4.25% 30 Years
Adjustable-Rate Loan: $250,000 3.5% 20 Years

Take advantage of ‘First Option Mortgage Financing’s’ competitive rates and flexible payment plans. Get in touch with the company or its agents for more details. Even if you have bad credit or high debt, you can still make your dream of owning a beautiful home and an affordable mortgage come true. Playing the First Option Mortgage game is like Monopoly. Fill out lots of forms and hope for the best!

First Option Mortgage Process

Financing a home purchase can be overwhelming, but First Option Mortgage offers an easy approach. Their team of experts provides personalized attention to help clients find the best loan options for their needs. From pre-approval to closing, First Option Mortgage makes sure each step is smooth. They are committed to transparency and communication, ensuring clients have peace of mind.

In addition to traditional loans, First Option Mortgage offers FHA, VA loans, and refinancing options. Their comprehensive approach creates diversity for clients.

One happy customer shared their experience: “At first, I was hesitant. But First Option Mortgage made it so simple! They answered all my questions and helped me get a great rate. I’m thrilled with the results.”

First Option Mortgage is dedicated to making the home financing process as stress-free as possible. They offer plenty of pros and cons, so you can make an informed decision when selecting a mortgage lender.

Pros and Cons of First Option Mortgage

First Option Mortgage offers many benefits, including VA, FHA, and conventional loans, favorable interest rates, closing costs, and an online application process. However, reports of difficulty reaching a live representative or slow processing times can be found.

It is also worth noting that first-time homebuyers have unique opportunities with First Option Mortgage.

For those seeking a quality mortgage, First Option Mortgage is worth considering. It could help you secure the home of your dreams. First Option Mortgage reviews show it is a great option for first-time homebuyers and experienced homeowners alike. Just don’t let them hear you say ‘mortgage’ three times in a row!


Analyzing First Option Mortgage reviews reveals excellent, reliable mortgage services. Their customer service is outstanding, providing smooth transactions.

Their loan officers are highly trained and knowledgeable, making the application process easy. Plus, they offer a wide array of mortgage products tailored to fit different financial situations, giving clients flexibility and convenience.

First Option Mortgage is an exceptional mortgage provider, offering top-notch services. They provide the best mortgage solution that fits customers’ needs. Transparent rates with no hidden fees or charges, and they prioritize communication between the client and their loan officer throughout the entire process.

For those considering getting a mortgage, take a closer look at First Option Mortgage and see why so many trust them for all their home buying needs.

Frequently Asked Questions

1. Why is it important to read First Option Mortgage reviews?

Reading First Option Mortgage reviews can give you an idea of what to expect when working with the company. You can read about the experiences of past customers to determine if First Option Mortgage is the right choice for you.

2. Where can I find First Option Mortgage reviews?

You can find First Option Mortgage reviews on various sites, such as Yelp, Google, and the company’s website. It’s important to read reviews from multiple sources to get a well-rounded understanding of the company.

3. Are First Option Mortgage reviews trustworthy?

While it’s always important to proceed with caution when reading reviews, First Option Mortgage reviews are generally trustworthy. However, it’s best to read reviews from multiple sources and make your own informed decision.

4. Did First Option Mortgage receive any awards or recognition for its services?

Yes, First Option Mortgage has received several awards and recognition for its outstanding services. The company has been named a Top Mortgage Employer by National Mortgage Professional Magazine and a Best Place to Work by Glassdoor.

5. How does First Option Mortgage compare to other mortgage lenders?

First Option Mortgage is known for its competitive rates, excellent customer service, and flexible lending options. However, it’s always a good idea to compare multiple lenders to determine which one is the best fit for your unique financial situation.

6. What types of loans does First Option Mortgage offer?

First Option Mortgage offers a variety of loan options, including conventional loans, FHA loans, VA loans, and USDA loans. They also offer refinancing options, home equity loans, and renovation loans.

Jeremy Toronto

Jeremy Toronto

Jeremy has working in the mortgage industry since 2013. Really loves to research and give advice to new homeowers when it comes to one of your biggest purchases (your home!) As a property investor and having took the test NMLS has a unique insight into refinancing and getting a mortgage for new homeowners. When not working I like to hike, fish and collect insects (I know wierd right?).

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