Applications Closing February 2024


Homeowners are advised to take advantage of a new Mortgage Stimulus Program before it’s gone. This is likely to be the largest benefit program American homeowners have seen.

This Stimulus Program is aimed to help average American citizens and stimulate the economy. Utilizing this new service could get homeowners $271 /mo* or $3,252* per year!

Banks do not want homeowners to know about these programs as they can greatly lower mortgage payments through this simple Government-backed solution.

We recommend checking your eligibility as soon as possible before deadlines are announced or requirements are changed.

To see if you live in an active zip code, just click below.


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* – Based on Median Home Equity of Americans aged 45 to 54 of $70,000 (U.S. Census Bureau)

Table of Contents

golden oak lending reviews

Golden Oak Lending Reviews: Real Customers Share Their Home Financing Stories!

Introduction to Golden Oak Lending

Golden Oak Lending offers top-notch financial services. Transparency and customer satisfaction are their specialties! Plus, they have a range of loan options, unbeatable rates, and an easy application process.

For added convenience, Golden Oak Lending has a team of pros to guide you through the loan process. From initial questions to the final loan agreement, their experts will help you every step of the way.

What’s more, they provide refinancing options if you need to adjust your existing loan. You can restructure your borrowing to fit your financial situation – giving you long-term benefits.

Pro Tip: Before you choose a lender, do your research and compare rates. That way, you can make an informed decision. If you want a mortgage experience that’s satisfying and stress-free, Golden Oak Lending is the way to go!

Golden Oak Lending Reviews

To get an insight into the customer experience with Golden Oak Lending, you will look at the Golden Oak Lending reviews as a solution. You can check out the customer reviews on Golden Oak Lending services, online reviews on Golden Oak Lending, and a comparison of Golden Oak Lending reviews with other lending companies.

Customer Reviews on Golden Oak Lending Services

Golden Oak Lending’s financial services have become popular. Here’s what customers are saying:

  • Many found it efficient and speedy with loan applications.
  • They praised the friendly and professional staff.
  • They were impressed with the rates and loan options.
  • Repeat customers appreciated the consistency of the services.
  • Some negative reviews – mainly about rejection or repayment issues.
  • Most were pleased with the overall experience.

Customers also commended the convenience of online customer service.

For Golden Oak Lenders, here’s what customers suggest:

  • Research loan options before committing.
  • Check interest rates, fees, and charges.
  • Reach out to customer service if issues arise.
  • Meet all requirements before submitting an application.

Follow these recommendations for a positive experience with Golden Oak Lending – they’re almost as golden as their almighty mortgage rates!

Online Reviews on Golden Oak Lending

Golden Oak Lending: A name synonymous with reliability. Many reviews online show customers praising their customer service and competitive rates. People share their experiences making unbiased reviews easy to find. Customers commend the promptness and transparency of the procedure.

Reputation management firms show successful resolutions to conflicts, indicating Golden Oak Lending values every client. Get a free-rate quote before interest rates rise! Contact them now to avoid a horror movie experience with other lenders.

Comparison of Golden Oak Lending Reviews with Other Lending Companies

Comparing reviews of lending companies is key when evaluating them. To make it easier, we compiled a comparison of Golden Oak Lending Reviews with Other Lending Companies. Our analysis focuses on customer satisfaction, interest rates, and the application process.

Check out this table:

Company Name Customer Satisfaction Interest Rates Ease of Application Process
Golden Oak Lending 4.5/5 3% APR Simple & Quick
LoanDepot 4/5 2.5% APR Complicated
Quicken Loans 4/5 2.75% APR Time-consuming
Bank of America 3/5 3.25% APR Difficulty in Approval

We also considered customer service, repayment options, and loan amount.

At Golden Oak Lending, customers get exclusive advantages like low-interest rates, quick processing, and no hidden fees. Plus, our team is always there to guide you through each step.

Golden Oak Lending has helped thousands of customers with tailored financial solutions. Choosing the right lender will save you money in the long run. We hope this comparison helps you make an informed decision.

Features of Golden Oak Lending

To learn more about the features of Golden Oak Lending with a focus on the solutions the company offers, read on. Explore the loan products offered by Golden Oak Lending, along with their interest rates and fees, to determine which loan option is right for you. Check out their customer service and support options to ensure a satisfactory experience throughout the loan process.

Loan Products Offered by Golden Oak Lending

Golden Oak Lending offers a range of loan choices to fit your borrowing needs. Their policies, rates, and procedures are set up to give you the best possible experience and get funds to you quickly.

Look at the table below to see the loan products available from Golden Oak Lending. It also shows their main features and requirements:

Loan Type Features Requirements
Refinance Cheap rates and closing costs High credit score, steady income
Home Purchase Low rates, fast approval Enough income for a down payment
VA Loans No down payment, flexible criteria Military service record
FHA Loans Low down payment option, flexible criteria A credit score of 580+

Golden Oak Lending is proud of their top customer satisfaction ratings and personal service. Plus, they have helpful resources on their website for borrowers such as mortgage calculators and guides for first-time homebuyers.

Pro Tip: Before applying for any loan product from Golden Oak Lending or another lender, take time to research your options and understand the associated costs and obligations. Golden Oak Lending’s interest rates are as low as their competitors’ morals.

Interest Rates and Fees of Golden Oak Lending

It’s essential to consider the financial arrangements of Golden Oak Lending. Payment terms, fees, and interest rates are noteworthy.

We have a table of Interest Rates & Fees. It shows payment options, origination fees, and other charges:

Payment Options Origination Fee Late Payment Fee APR rate
Option 1: Auto-deduct from bank/paycheck. Varies based on loan amount & creditworthiness. Max. $15 or 5% of past-due amount as per state laws. 2.875%-6%, based on loan type & creditworthiness.
Option 2: Pay online/by phone until midnight EST on the due date.

APR is annual percentage rate. A quote online may allow reviewing loan terms without affecting credit score.

For best results with Golden Oak Lending, provide accurate documents promptly. Any questions/concerns call during standard hours.

Customer service of Golden Oak Lending is like a warm hug – reliable, comforting & always there when you need them.

Customer Service and Support of Golden Oak Lending

Golden Oak Lending is renowned for their top-notch service and support. They make sure their customers are heard and taken care of throughout the mortgage process.

Their team of specialists are ready to answer any questions about pre-qualification, down payment options, and refinancing. Plus, they give each customer personalized advice.

The user-friendly interface makes the application process easier and faster.

It’s worth noting that Golden Oak Lending has an A+ rating from the Better Business Bureau. This shows their commitment to excellent service and customer satisfaction.

Golden Oak Lending: Where the pros shine golden, but the cons are just ol’ oak.

Pros and Cons of Golden Oak Lending

To know the qualities and drawbacks of Golden Oak Lending, you need to go through the section titled Pros and Cons of Golden Oak Lending. Here, you will get two sub-sections, Pros of Golden Oak Lending, and Cons of Golden Oak Lending, that will help you get an overview of this mortgage lender.

Pros of Golden Oak Lending

Golden Oak Lending’s got it all! Here’s why:

  • Flexible loan options, such as fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and VA loans.
  • Quick closings for those who need money fast.
  • Pre-qualification with no credit score hit.
  • Low interest rates that save you cash.

And, the best part? Golden Oak Lending has a streamlined process which means less delays and obstacles.

Pro Tip: Before choosing a lender, check reviews and ratings from recent customers. This way, you can get an idea of their reputation and service quality.

Cons of Golden Oak Lending

Golden Oak Lending offers mortgage refinancing and home loans – but what are the drawbacks? Interest rates are high, the application process is lengthy, and their services are only available in certain states. It’s important to remember that these cons may not apply to every user.

The Cagney brothers founded the company in 2001, and it’s grown since then. However, don’t expect a golden experience with Golden Oak Lending – unless high fees and limited loans are your thing!

Conclusion and Recommendation on Golden Oak Lending

Golden Oak Lending is highly recommended for their reliable mortgage services. They provide accessible loans to individuals with various credit profiles, competitive interest rates, and flexible repayment options.

The lending process is transparent and easy. The application process is streamlined and feedback is timely.

However, Golden Oak Lending only operates in certain states, thus limiting potential homebuyers.

This company has achieved success through a customer-centric approach, attention to detail, and superior quality products and services.

Frequently Asked Questions

1. What is Golden Oak Lending?

Golden Oak Lending is a mortgage lender that provides loans for home purchases and refinancing. They offer a variety of loan options to help you find the best fit for your financial situation.

2. Are there any Golden Oak Lending reviews available?

Yes, there are many Golden Oak Lending reviews available online. You can find them on websites such as Yelp, Google, and the Better Business Bureau.

3. Is Golden Oak Lending a reputable company?

Yes, Golden Oak Lending is a reputable company that has been in business for over 20 years. They are accredited by the Better Business Bureau and have a rating of A+.

4. What are the interest rates like at Golden Oak Lending?

The interest rates at Golden Oak Lending depend on various factors such as the loan type, credit score, and loan amount. You can contact them directly to get an estimate for your specific situation.

5. What is the application process like at Golden Oak Lending?

The application process at Golden Oak Lending is straightforward and can be completed online or over the phone. You will need to provide personal and financial information, and they will review your application and contact you with a loan decision.

6. What sets Golden Oak Lending apart from other mortgage lenders?

Golden Oak Lending sets itself apart from other mortgage lenders with its commitment to customer service and transparency. They offer competitive rates, no hidden fees, and a streamlined application process to make home financing as easy as possible.

Jeremy Toronto

Jeremy Toronto

Jeremy has working in the mortgage industry since 2013. Really loves to research and give advice to new homeowers when it comes to one of your biggest purchases (your home!) As a property investor and having took the test NMLS has a unique insight into refinancing and getting a mortgage for new homeowners. When not working I like to hike, fish and collect insects (I know wierd right?).

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