Applications Closing March 2023


Homeowners are advised to take advantage of a new Mortgage Stimulus Program before it’s gone. This is likely to be the largest benefit program American homeowners have seen.

This Stimulus Program is aimed to help average American citizens and stimulate the economy. Utilizing this new service could get homeowners $271 /mo* or $3,252* per year!

Banks do not want homeowners to know about these programs as they can greatly lower mortgage payments through this simple Government-backed solution.

We recommend checking your eligibility as soon as possible before deadlines are announced or requirements are changed.

To see if you live in an active zip code, just click below.


¹ –

* – Based on Median Home Equity of Americans aged 45 to 54 of $70,000 (U.S. Census Bureau)

Table of Contents

Old Hickory Credit Union Rates

Review: Old Hickory Credit Union

NMLS ID#: 410589

Overall Financial Institution Rating: 2.44 Rating out of 5

  • Indeed Rating: 3.9 · ‎38 reviews
  • Glass Door Rating: 1.4 · ‎5 reviews
  • Wallet Hub Rating: 3.9 · ‎38 reviews
  • Yelp Rating: 2 · ‎3 reviews
  • BBB Rating: 1 · ‎3 reviews

6 things to know about Old Hickory Credit Union Loans

  1. Been 88 Years in Business (well established & trustful)
  2. Has over 20,643 Members and growing
  3. Have over $312,670,000 in assets (stable company to rely on)
  4. 21st largest credit union in Tennesee for a Credit union
  5. Consumer and Auto Loans Options
    1. Car & Vehicle Loans
    2.  Motorcycle, Boats & RV Loans
    3.  Personal Loans
    4.  Credit Card Options
  6. Mortgage Loan Options
    1. First Mortgage Home Loans
    2. Home Equity Loans
    3. Second Mortgage Loans
    4. Home Equity Lines of Credit 

What Services Do They Provide?

  • ATM/Debit Cards    
  • Checking Accounts
  • Direct Deposits into your Bank Account
  • Mobile Banking & Apps    
  • Apple Pay / Google Pay    
  • Online Banking    
  • Remote Deposit Anywhere    
  • Insurance    
  • Wire Transfers
  • Visa Prepaid Credit Card Provider    
  • OHCU Preferred Auto Partners    
  • CONNECT Teller
  • Protection from Overdraft Fees
  • Fraud Prevention Service    
  • Member Education   

Is OHCU part of the Financial Cooperative?

Yes, it’s part of the CO-OT ATM national network of over 30,000 surcharge-free ATMs.

What is the old hickory credit union, ach routing number?

The ach routing number is: 264181448

What is OHCU’s Mission?

OHCU core mission is to strive to make a positive difference for its members by helping them learn to save and borrow responsibly. Like all nonprofit organizations, it is a responsibility to be a reliable place in an uncertain world while providing for the financial needs of the communities of Smyrna, La Vergne, and the surrounding counties of Davidson. Holding to the highest standards of best governance practices.

What is the Old Hickory Credit Union phone number?

You can reach them by phone at: 1 (615) 847-4043

What Different States is OHCU located in?

They are located in just Tennessee Only.

Do They Give Back to The Community?

Yes, every year 3 local students that are graduating, are awarded a scholarship called “Old Hickory Credit Union Scholarship”.

In order to be eligible for the scholarship you must meet these requirements:

  • Parent/Student must be a member of the credit union
  • Students must have an interest in (Business, Financial or Accounting)
  • Payment must go towards tuition, room, or board fees.
  • Interviewed by the scholarship committee.
  • Award Amounts are (1st place: $2500, 2nd Place: $1500, 3rd Place: $1,000)
  • Applications begin on April 18th and end on May 31st of each year.

Where is the Main Branch Location?

1000 Industrial Road

PO Box 431

Old Hickory, TN 37138