Applications Closing May 2023


Homeowners are advised to take advantage of a new Mortgage Stimulus Program before it’s gone. This is likely to be the largest benefit program American homeowners have seen.

This Stimulus Program is aimed to help average American citizens and stimulate the economy. Utilizing this new service could get homeowners $271 /mo* or $3,252* per year!

Banks do not want homeowners to know about these programs as they can greatly lower mortgage payments through this simple Government-backed solution.

We recommend checking your eligibility as soon as possible before deadlines are announced or requirements are changed.

To see if you live in an active zip code, just click below.


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* – Based on Median Home Equity of Americans aged 45 to 54 of $70,000 (U.S. Census Bureau)

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True Mortgage Reviews

True Mortgage offers numerous mortgage programs, including fixed-rate mortgages, adjustable-rate mortgages, reverse mortgages, and jumbo loans. They offer the lowest rates and closing costs in the industry, as well as a free rate lock for those looking to close quickly. Many people prefer to use True Mortgage Company because they offer quicker service than other lenders. They do not charge any application fees and there are no fees for the processing of your loan.

Unique features of True Mortgage Company

The company has many unique features that make it stand out from other companies, and this has enabled it to be the best choice for many people. They also show how focused the company is on achieving its goals which are making clients happy and ensuring their needs come first.

True Mortgage Company is a company with a difference. It serves small and large property investors as well as homeowners. The company has its definition of what a mortgage should be for homeowners, landlords, and also first-time buyers. Newcomers have to undergo training courses before they can engage in this business because it will teach them about features that will not exist in other companies. True Mortgage Company has some features that are unique to it, and they include;

-Commissions for selling cost-effective homes. This means that the company buys properties at a lower cost and then resells them at market value.

-Lettings department is available to ensure tenants can pay rent on time, month after month.

-Regular reviews of property rates to ensure that they are not losing money.

-Customers get appraisal reports to help them with insurance or selling of their property in the future.

-Selling properties at the best prices because the company has contracts with other property buyers who want to purchase old properties. This cuts out middlemen and also ensures clients receive the best price for their property.

-The company also has shared ownership that enables previous owners to have a stake in the new home they are going to live in even after selling their old homes.

-A team of experts ready to help clients with speculating where they can earn quick cash from their properties by using different innovative methods.

-They offer Grants for homebuyers who want to start up their own business.

-No hidden charges on the fees the company charges for their services.

-Provides flexible payment plans to ensure clients can afford to buy properties even if they are not employed.

-Offers good customer service through their website which is available 24/7 or via phone calls during office hours.

Who the Company Is Best For?

True Mortgage Company is a company that works best for potential home buyers that have done the research and know what they’re looking for in a mortgage. True Mortgage Company also caters to experienced investors and borrowers who want to use their homes as collateral.

Who the Company Is Not Best For?

The company does not serve first-time home buyers, people who need extensive help with applying for mortgages, subprime borrowers, or those needing low down payments.

What to Expect

Expect the company to be very thorough and meticulous about the loan application process. You’ll need to provide your credit score, tax records, income statements, debt-to-income ratios, and more. You’ll also need to send your bank statements and transaction histories, which will require you to make a spreadsheet of everything over 90 days. The company is great with returning calls and emails promptly, but expect some waiting involved during the application process.

What Makes the Company Different?

The company bases its hiring on a person’s character rather than his or her experience. This helps to create a team of people who are ethical and moral, which results in low fees and interest rates for customers. The company is also great with first-time home buyers and veterans as well as those that have had trouble with lenders in the past.

True Mortgage Company is a company that is best for those that have done their research and know what they want. The staff is great at serving those with low credit scores as well as people with bad rental histories and those looking to use their homes as collateral. There’s some waiting involved in the process, but the company is great at returning phone calls and emails promptly. They also base hiring decisions on a person’s character rather than their experience, which creates a team of people who are moral and ethical.

Mortgage Loan Products they offer

If you are searching for the best mortgage loan products, True Mortgage Company is the right company to do business with.

True Mortgage Company offers all types of mortgages, due to our experience and expertise in operating an online platform for many years, we have been able to assist clients throughout the entire process. We offer mortgages for commercial properties, industrial property, land, and home financing too.

Talking about mortgage loan products offered by True Mortgage Company, we provide flexible loans if you are looking for a flexible loan to pay your credit card dues or auto loan make them affordable. The other types of mortgages which are available at True Mortgage Company are traditional mortgages, construction loans, investment property mortgages, and land/home option mortgages.

Our mortgages are flexible as we provide loans with a reasonable interest rate, you don’t have to worry about ballooning interests. Our mortgage options can be customized as well as refinanced.

In addition to the above information, there is no additional cost for all types of mortgages from True Mortgage Company, and your good-faith deposit would be returned to you.

Business Review Grades for True Mortgage Company

The Mortgage Bankers Association of America (MBA) has released new grades that are intended to help potential mortgage customers decide if they are using reliable, safe lenders. Each year the MBA lumps together 50 companies and gives them an A+ through F grade based on their business practices in areas such as US Treasury securities trading; fair lending; non-depository business; problem-loan resolution; appraisal practices; and more.

For the first time, an A+ has been assigned to a mortgage company: True Mortgage Company (TMC). TMC was among the top five percent of HSBC Bank USA, N.A., which ranked number one of all mortgage companies with an impressive B+.

TMC is one of the premier online mortgage companies in the country, if not the world. They are known for making many mortgages available with minimal down payment requirements and very low closing costs. Customers are usually able to close within 30 days or less.

The MBA report shows that TMC is a B+ company, which makes them one of the best in the country.

Buying a home can be exciting but also scary. According to this new report, True Mortgage Company can put customers at ease with their practices and give them peace of mind with an A+ grade.

FAQs About True Mortgage Company.

-How can I get a loan?

Typically, one applies for a mortgage through their bank of choice. However, there are other less traditional avenues to explore which can allow you to skip this step. True Mortgage Company has an extensive network of lenders with whom they have partnered over the years to provide their customers discounted mortgage rates and exclusive terms on their loans.

-How does True Mortgage Company manage to offer lower rates?

Once you have contacted us, our team will work diligently with the best lender in the industry to find out which mortgage option is best for your particular situation. Little-known tips and tricks are used by teams of professionals to make sure that clients can get the most for their money.

-I have been working with True Mortgage Company, what do I need to provide to get a loan?

For our team to begin processing your application, we will need all of your information. This includes previous addresses and employers in addition to personal information such as credit score and income. It is important that you supply accurate and up-to-date documentation to expedite the process.

-How long does it take for True Mortgage Company to process the application?

This will vary depending on your specific situation, but once all of your information has been received, you are typically just a few days away from being approved. Once an offer is made, there may be other parties involved in the process, but our team is always available to help guide you through this time.

-Where can I get more information on True Mortgage Company?

If you have any additional questions about how True Mortgage company operates, feel free to contact us directly. Our team will be happy to answer any of your inquiries on time.

-How much work is involved once I have been approved?

Typically very little. Once you are under contract to purchase your home, you will need to hire a lawyer who will go over the fine details of the transaction with you. Our company also offers services to help guide you through this complex legal process. If this is something that scares you, please contact us about our service packages to help you through the process.

-When is foreclosure considered?

If you are unable to pay your mortgage for any reason, including loss of employment or medical issue, it can be possible that your lender will initiate foreclosure proceedings to get their money back. If this happens, there are foreclosure defense lawyers who can help you out.

-Why should I use True Mortgage Company?

Our company has years of experience in the industry, and only hires the top professionals to work with their customers. They are always available via phone or e-mail, so all questions will be answered promptly by a qualified professional. Additionally, our mortgage rates are lower than other lenders because our company works with lenders who are willing to offer special rates for their customers. as well as mortgage insurance.

-Is True Mortgage Company a reputable company?

Based on the number of satisfied clients over the years, it is safe to say that they are one of the most trustworthy companies in this industry. Their team prides itself on integrity and honesty, and they will always work to make sure that their customers are satisfied.

-What circumstances would make me ineligible for a loan?

There is a long list of reasons why you may be ineligible for a loan including high debt to income ratio or bad credit history to name a few. You should contact them directly to explore your options.

-What are the benefits of using True Mortgage Company?

The main benefit is that they have years of experience in the industry with lenders willing to offer special rates for their customers, but there are many other reasons as well including low fees and no prepayment penalties. You should contact them directly to explore all of your options.

-How do I know if my situation qualifies?

You should contact them directly to determine what kind of loan might be available for you. They have a long history of helping their clients with unique situations, and they will work diligently to find the solution that works best for you.

-What type of property is eligible for a loan?

This will vary from lender to lender, but generally speaking, you should be looking for a single-family home or 2-4 unit dwelling. Townhomes and condos may also qualify depending on the loan that you choose. Make sure to choose a program that works best for your needs.

-How are the rates determined?

Many factors go into determining what kind of loan you will qualify for, including your credit score and debt to income ratio. Make sure that you choose a program that works best for your needs since not all loans are created equal.

-What is the difference between FHA and Conventional loans?

Conventional loans are based on the credit history of the borrower, while federal housing administration (FHA) loans place more emphasis on your overall debt to income ratio. Make sure that you choose a program that works best for your needs.

-What are closing costs?

Closing costs are fees associated with purchasing a home, but none of this is due until closing. There are many fees associated with purchasing a home such as title insurance, appraisal, and home inspection to name a few. Make sure that you choose a program that works best for your needs so that you can avoid any unpleasant surprises when it comes time to close on your property.


Top Rated Mortgage Broker

The business of the True Mortgage Company is the business of making mortgage loans to people all across America. The True Mortgage Company has grown very quickly over the past few years by lending money to homeowners at competitive interest rates & lender fees, and always treating its customers with courtesy, honesty, and respect.

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