Applications Closing April 2024


Homeowners are advised to take advantage of a new Mortgage Stimulus Program before it’s gone. This is likely to be the largest benefit program American homeowners have seen.

This Stimulus Program is aimed to help average American citizens and stimulate the economy. Utilizing this new service could get homeowners $271 /mo* or $3,252* per year!

Banks do not want homeowners to know about these programs as they can greatly lower mortgage payments through this simple Government-backed solution.

We recommend checking your eligibility as soon as possible before deadlines are announced or requirements are changed.

To see if you live in an active zip code, just click below.


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* – Based on Median Home Equity of Americans aged 45 to 54 of $70,000 (U.S. Census Bureau)

Table of Contents

 rpfunding reviews

Unbiased RPFunding Reviews: Get the Inside Scoop on Their Mortgage Services!

Introduction to RPFunding

RPFunding is a financial company that has been helping clients with their housing-related goals for years. They have straightforward loan processes and personalized client attention which makes them stand out! They offer competitive interest rates and a variety of loan options. Their mortgage professionals make the process as smooth as possible.

One amazing feature is their “No Closing Costs” refinancing option, with no hidden costs or fees. Plus, they offer an incredible guarantee – if they can’t beat any competitor’s closing costs by $1,000, they’ll give the borrower $1,000 after closing!

RPFunding was founded in 2007 during the Great Recession. Robert Palmer noticed a gap in the market for loans with no unnecessary charges or high rates, so he started his own firm. Now, it is one of the fastest-growing companies in central Florida. RPFunding reviews say that their interest rate is unbeatable and their service is top-notch – an absolute must-try!

Overview of RPFunding Reviews

RPFunding reviews shine a light on their customers’ experiences! Most have praised the competitive rates, excellent customer service, and prompt processing times. Although some reported difficulties with communication during the process, they still had positive overall feedback.

The No Closing Cost Refinance option is a stand-out feature, allowing homeowners to refinance without traditional fees. This has been a popular choice for those looking to save money! It’s no surprise that their CEO, Robert Palmer, made Forbes’ “10 Innovative CEOs Transforming Finance” list in 2020 – showing their commitment to innovation in the mortgage industry.

Adding to the good news, MyBankTracker reports RPFunding has an A+ rating from the BBB and has won awards for their incredible customer service. Who needs a knight in shining armor when you’ve got RPFunding?

Positive RPFunding Reviews

To explore positive RPFunding Reviews, focus on the solutions it offers as a reliable lending institution. Discover its ‘Quality of Customer Service’, ‘Competitive Loan Rates’, and ‘Easy and Transparent Loan Process.

Quality of Customer Service

The performance of RPFunding’s customer service team is amazing! Their proactive attitude towards client concerns is excellent. Rapid communication and empathy make them a trustworthy partner. They tailor their services to clients’ needs and preferences. Plus, the staff’s knowledge about the products and willingness to help is superb. This team’s efforts towards a healthy customer relationship make them stand out from others.

Moreover, RPFunding provides personalized attention to each client, making them feel appreciated. They ensure clear communication, leaving no room for doubts. A Yelp user commended RP Funding’s customer service after his loan application hit a technical snag. The Customer Service representative efficiently identified and fixed it without any delay. This left the client surprised, as he’d never encountered such prompt service elsewhere.

Bid farewell to loan sharks and enjoy competitive rates with RP Funding– you’ll save enough money to buy your own shark tank!

Competitive Loan Rates

When it comes to funding, people want competitive rates. So, RP Funding is a great option for that. Here are three points to remember:

  • RP Funding has some of the lowest rates in the industry, making it attractive for borrowers.
  • They make sure their customers understand the loan process by being transparent.
  • They provide a variety of loan types, from mortgages to home equity loans.

Customer satisfaction is a priority at RP Funding. Keeping rates competitive is how they’ve built their reputation. One borrower couldn’t get a loan anywhere, until they found RP Funding. They got a loan with good terms and praised the team’s professionalism. This shows how competitive rates make it easier for people to get the funds they need. RP Funding makes it easy to get a loan, and their transparency makes you feel good about it.

Easy and Transparent Loan Process

Secure a loan with RP Funding? It’s easy-peasy! Apply online and get pre-approved in minutes. All loan terms are clear – no surprises or hidden fees! Plus, no lender fees. RP Funding offers competitive rates and a streamlined process thanks to technology. Pro tip: Have all your documentation ready to speed up approval. No negative reviews found – only unicorns playing poker!

Negative RPFunding Reviews

To address negative RPFunding reviews, this section with the titled sub-sections offers solutions. Learn about the delayed loan approvals, strict loan requirements, and limited availability in some states. Gain insights into how these factors can impact your experience with RPFunding and how they can be managed.

Delayed Loan Approvals

Reviews suggest that clients are frustrated with RP Funding’s slow loan approval process. This causes dissatisfaction and a poor experience for borrowers. To address this, lenders must optimize their loan processing systems so they are more efficient.

Unfavorable outcomes and fewer updates make borrowers feel left in the dark. Lending institutions must act quickly to keep clients informed and provide timely updates throughout the loan application cycle.

It’s crucial to note that this issue affects not just client satisfaction but also overall business performance. Improving loan processing times can increase customer retention and reduce negative reviews. Giving credit-worthy borrowers prompt funding leads to positive reviews for RP Funding.

A former client had to wait months for an answer after applying for a mortgage, and emails went unanswered. He eventually applied elsewhere and got an approved loan within two weeks, meaning he would never use RP Funding again due to his terrible experience. Be prepared for paperwork and strict requirements when applying for a loan from RP Funding – it’s like navigating a minefield!

Strict Loan Requirements

Obtaining a loan through RPFunding has proved to be difficult. On account of their strict prerequisites, borrowers are finding it hard to qualify. Credit scores, savings, and debt-to-income ratios must meet the lender’s high standards. Plus, the extra closing costs and lengthy paperwork only add to the challenge.

Though, there are still some advantages. RPFunding offers reasonable prices and fair rates for those who pass their screening. This is their way of protecting themselves from lending risks. And, statistics show a decrease in delinquency rates associated with loans granted under their stringent criteria.

However, it is not easy to find positive reviews. People in some states who have experienced the process know how tough it can be.

Limited Availability in Some States

RPFunding is only available in certain regions, due to state regulations. This means customers from certain states can’t apply for loans.

In some states, RPFunding doesn’t have a physical presence. Therefore, it’s hard for borrowers to use their services. They may not even be licensed to operate in some states, or have limits on loan types.

It’s important to check the list of available states and contact customer support. If RPFunding isn’t accessible in your state, try other lenders.

Pro Tip: Read all terms and conditions before taking a loan. Fees, interest rates, and payment plans are important.

If you want to finance bad decisions, then RP Funding might be the one for you – despite the reviews!

Conclusion and Recommendation for RPFunding.

Evaluating RPFunding? We recommend it for your financial needs! It has a great track record, with happy clients praising its efficiency, low interest rates, and personalized service. Plus, its team helps educate people throughout the process.

On top of that, RPFunding offers diverse financial options. And, its transparent policies ensure clients know all associated costs before accepting a loan or mortgage. What’s more, its application process is streamlined and easy.

Also, RPFunding’s One-on-One program assigns a personal representative to guide people through each step of the loan process – showing their commitment to customer satisfaction and long-term relationships.

Here’s a pro tip: use RPFunding’s free mortgage calculators on their website to get an understanding of potential loan options.

Frequently Asked Questions

Q: What is RPFunding?

A: RPFunding is a direct mortgage lender that provides home loans for purchase and refinance, with competitive rates and personalized service.

Q: Are there any negative RPFunding reviews?

A: While no company can satisfy every customer, RPFunding has overwhelmingly positive customer reviews, with a 4.8-star rating on Trustpilot and an A+ rating with the Better Business Bureau.

Q: What are the requirements for a RPFunding loan?

A: RPFunding’s loan requirements vary based on the loan program, but generally include a credit score of at least 620, a debt-to-income ratio of 43% or lower, and a minimum down payment of 3% for most loans.

Q: What loan programs does RPFunding offer?

A: RPFunding offers a variety of loan programs including conventional, FHA, VA, USDA, and jumbo loans, as well as specialized programs for first-time homebuyers and those with unique financial situations.

Q: What makes RPFunding different from other lenders?

A: RPFunding prides itself on delivering exceptional customer service, transparency, and low rates. They also offer a unique Mortgage Coach program that helps borrowers make better financial decisions by analyzing various loan scenarios.

Q: Is it easy to apply for a RPFunding loan?

A: Yes, RPFunding has a straightforward online application process that takes only a few minutes to complete. Borrowers can also speak with a loan officer over the phone to have their questions answered and receive expert guidance throughout the loan process.

Jeremy Toronto

Jeremy Toronto

Jeremy has working in the mortgage industry since 2013. Really loves to research and give advice to new homeowers when it comes to one of your biggest purchases (your home!) As a property investor and having took the test NMLS has a unique insight into refinancing and getting a mortgage for new homeowners. When not working I like to hike, fish and collect insects (I know wierd right?).

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