United Wholesale Mortgage Reviews
Introduction to United Wholesale Mortgage
United Wholesale Mortgage – A Glance.
UWM, a wholesale mortgage lender and supporter of independent mortgage brokers, was founded by Mat Ishbia in 1986. Today, it’s one of the top lenders in the US, processing over $65 billion in loan volume each year.
UWM provides a lot of mortgage choices, such as conventional, government-insured, jumbo loans and more. Its commitment to customer service and innovation has earned it multiple awards in the industry. Did you know UWM was the #1 wholesale lender by Scotsman Guide for 8 straight years? Its product selection is like a buffet of mortgage options, just waiting to be tried!
Products and Services offered by United Wholesale Mortgage
United Wholesale Mortgage has a variety of mortgage products, including:
- Purchase Loans
- Refinance Loans
- Conventional Loans
- Jumbo Loans
- FHA Loans
- VA Loans
- Down Payment Assistance Programs
- Reverse Mortgages
- Investment Property Loans
The company offers great customer service with competitive rates and speedy loan processing. They also provide Non-QM loans for those who don’t meet traditional lending standards.
United Wholesale Mortgage began as a small brokerage in Pontiac, Michigan in 1986. After transitioning to a full-service lender in 2002, they expanded nationally. They are now one of the biggest wholesale lenders in the US, using top-notch technology to support their broker partners.
If you’re up for some extra effort and paperwork, you might be eligible for a mortgage with United Wholesale Mortgage.
Eligibility Criteria to get a Mortgage with United Wholesale Mortgage
Getting a mortgage with United Wholesale Mortgage Company is possible, if you fulfill certain eligibility criteria. Here are the 5 need-to-knows before applying:
- Credit score of at least 620
- A steady job history of two or more years
- Debt-to-income ratio of 43% or lower
- Minimum down payment of 3% (may vary)
- Documents to prove income, assets, and liabilities
Meeting these conditions won’t guarantee loan approval. Other factors like property type, appraised value, and repayment capacity are also taken into account.
For a higher chance of loan approval, make sure to provide accurate information during the application process.
United Wholesale Mortgage has been around since 1986 and is well-renowned for its excellent services. They have completed thousands of mortgage transactions across multiple states, making them a go-to choice for customers in need of home financing.
If you have all the paperwork, applying for a mortgage with United Wholesale Mortgage is as easy as finding a needle in a haystack.
Application and Approval Process with United Wholesale Mortgage
United Wholesale Mortgage has a streamlined process that makes it simple to apply for a mortgage and receive approval. Borrowers can access an online portal to upload documents and track their application in real-time. UWM’s advanced underwriting technology analyzes borrower information and verifies data quickly.
Proof of ID is necessary, such as a driver’s license or passport. A credit report is also pulled to determine eligibility. UWM has earned the title of Michigan’s top wholesale lender for several years and boasts a unique “Cousin Loan Program“.
Mat Ishbia founded UWM in 1986, in his parents’ basement. Now it’s one of the largest wholesale lenders in the US, offering tailored solutions. Experience the advantage of excellence – choose United Wholesale Mortgage!
Advantages of Choosing United Wholesale Mortgage as your Mortgage Lender
Are you content with your mortgage lender? Uncover the perks of selecting United Wholesale Mortgage!
- Quick loan processing
- Competitive interest rates
- Adaptable payment options
- Devoted customer support team
Noteworthy elements worth thinking about include UWM’s know-how in wholesale lending, expanding tech integration and over 30 years of experience.
Forbes reports, “United Wholesale Mortgage is one of the biggest non-bank mortgage lenders in America.”
UWM’s customer reviews are so positive, they should come with SPF protection!
Customer Reviews and Feedback on United Wholesale Mortgage Services
United Wholesale Mortgage Services: Analyzing Customer Feedback.
UWM is renowned for its customer services. Here’s what clients had to say:
- Processing applications quickly and effectively.
- Knowledgeable and courteous staff.
- Variety of loan options tailored to different budgets.
The online portal has also received great reviews. It’s user-friendly and makes it easy to apply and track loans.
For those considering UWM’s services, here’s what to keep in mind:
- Gather the right documents before applying.
- Utilize UWM’s online portal.
- Schedule meetings with a loan officer for personalized guidance.
Let UWM help make home-buying less stressful. Enjoy a hassle-free experience!
Conclusion: Why United Wholesale Mortgage is a top-notch Mortgage Lender.
United Wholesale Mortgage: a premier mortgage lender. Providing exceptional services, diverse product offerings and efficient processes. With a customer-first focus. Establishing a top reputation in the industry.
Innovative tech and streamlined procedures. Allowing expedited loan processing – plus top-notch service. Resulting in a high client retention rate.
Commitment to transparency, competitive pricing and professional guidance. Throughout the loan process. Education and empowerment for clients. With informative resources online.
For an exceptional mortgage lending experience. Don’t miss out on United Wholesale Mortgage. Take advantage of their unparalleled service. And gain confidence in your financial future today.
Frequently Asked Questions
Q: What is United Wholesale Mortgage?
A: United Wholesale Mortgage is a wholesale mortgage lender that provides financing solutions for independent mortgage brokers across the country.
Q: What types of home loans does United Wholesale Mortgage offer?
A: United Wholesale Mortgage offers a wide range of home loan options, including conventional, FHA, VA, USDA, and jumbo loans.
Q: How can I apply for a mortgage with United Wholesale Mortgage?
A: To apply for a mortgage with United Wholesale Mortgage, you must work with an independent mortgage broker who is approved to work with UWM.
Q: Does United Wholesale Mortgage offer refinancing options?
A: Yes, United Wholesale Mortgage offers a variety of refinancing options to help homeowners save money or improve their financial situation.
Q: What sets United Wholesale Mortgage apart from other mortgage lenders?
A: United Wholesale Mortgage is focused on providing exceptional service to its broker partners and offers a wide range of tools and resources to help brokers succeed in the mortgage industry.
Q: Where can I find more information about United Wholesale Mortgage?
A: You can visit United Wholesale Mortgage’s website at uwm.com to learn more about the company and its mortgage lending solutions.