Applications Closing April 2024


Homeowners are advised to take advantage of a new Mortgage Stimulus Program before it’s gone. This is likely to be the largest benefit program American homeowners have seen.

This Stimulus Program is aimed to help average American citizens and stimulate the economy. Utilizing this new service could get homeowners $271 /mo* or $3,252* per year!

Banks do not want homeowners to know about these programs as they can greatly lower mortgage payments through this simple Government-backed solution.

We recommend checking your eligibility as soon as possible before deadlines are announced or requirements are changed.

To see if you live in an active zip code, just click below.


¹ –

* – Based on Median Home Equity of Americans aged 45 to 54 of $70,000 (U.S. Census Bureau)

Table of Contents

south river mortgage reviews

Unveiling the Secrets: Unbiased South River Mortgage Reviews Exposed


South River Mortgage: a reputable company for your financial needs in purchasing a home. Positive reviews from customers on platforms like Yelp and Google Reviews! Excellent customer service & timely responses to queries. Plus, helpful advice from dedicated employees.

Transparency in fees and rates, so customers can make informed decisions. Though, some customers have raised issues with communication. These cases appear to be isolated.

Planning to buy a home? South River Mortgage is an excellent choice. Communicate clearly to avoid misunderstandings. Trust us to have your back, even if your credit score doesn’t!

Overview of South River Mortgage

South River Mortgage – a renowned mortgage company with a stellar reputation. They’ve been providing exceptional services to clients for years, making them a reliable choice for financial aid. South River specializes in personalized solutions to fit each client’s needs, guaranteeing customer satisfaction.

Their team of experts offers comprehensive support throughout the loan process. Plus, their customer service is top-notch, providing 24/7 support and attending to queries without delay. South River is a leading choice for those who prioritize professionalism and reliability.

One unique feature that sets South River apart is their commitment to giving back through philanthropic initiatives. This shows their dedication to creating social change and contributing to society.

A satisfied client shared his experience with South River – he found the entire process effortless and received an excellent deal. The team was supportive, organized, proactive, knowledgeable, and provided impeccable service all along the way.” Get a loan and get your soul back – South River Mortgage Services!

South River Mortgage Services

To understand South River Mortgage Services and their diverse range of solutions, delve deep into Mortgage Refinancing, Home Purchase Loans, Reverse Mortgages, and Jumbo Mortgages. Each sub-section has unique advantages to cater to your specific financial needs.

Mortgage Refinancing

Mortgage refinancing? That’s when you change the terms of your current loan. This helps you get better rates, payment options, or alter the length. South River Mortgage Services can help! We offer custom solutions tailored to your finances and goals.

Our experts will guide you through the process. We’ll check if you’re eligible, what documents you need, and how long it’ll take. Plus, we’ll help you secure the lowest interest rates and fees.

At South River Mortgage Services, you get excellent customer service from start to finish. Did you know? A Consumer Financial Protection Bureau study found that more than half of people who refinanced saved $100 or more each month!

Dreaming of a new home? South River Mortgage Services can help you get a loan. Unless you want a moat and drawbridge. Then you’re on your own.

Home Purchase Loans

South River Mortgage Services is here to help you purchase a new home. We offer many mortgage options with competitive interest rates, flexible down payment options, and simple application processes. All our home loans come with extended repayment periods, personalized customer service, and free pre-approvals.

We understand it can be daunting to buy a new property. Our team of professionals strictly follows compliance rules and provides transparent communication throughout the loan process. We aim to identify your needs and find suitable solutions for them.

We provide FHA loans, VA loans, conventional loans, jumbo mortgages, and USDA Rural Development Loans. Our experienced loan officers will explain each option and help you select the best one for you.

Pro Tip: Consider how long you plan to live in the home when selecting a mortgage. If you’re looking for financial relief in your later years, we offer reverse mortgages. Turn your home equity into a steady stream of income!

Reverse Mortgages

Retiring? SRMS offers Home Equity Conversion Mortgages (HECMs), also known as Reverse Mortgages. Our Reverse Mortgage options come with the lowest fees in the industry.

The following table shows our Reverse Mortgage Options:

Reverse Mortgage Options Interest Rate Origination Fees
Standard 3.5% $2,500-$6,000
Saver 3.0% $0-$2,500

Our team encourages transparency and communication. Get more information on our website or schedule a consultation. No monthly payments are necessary until you no longer occupy the property. According to Forbes Magazine, these mortgages “are an increasingly popular way for retired homeowners to convert home equity into cash.” Choose SRMS for a secure retirement. Make your dreams come true with our jumbo mortgages!

Jumbo Mortgages

The financial world has many types of mortgages. South River Mortgage Services offer Big-ticket Mortgages. This is a type of mortgage designed for affluent clients who exceed the maximum limit of traditional underwriting guidelines. It provides options for those needing financing beyond conventional limits.

The eligibility for a big-dollar loan depends on several factors, like employment history, income sources, and tax bracket. It’s important to have a clear conversation with South River Mortgage Services professionals about your unique situation.

Our team helped a client who had difficulty proving his income sources due to the nature of his business. Nevertheless, they led him through the jumbo loan process with their comprehensive understanding of business income documentation. Thus, they got him closer to his dream home despite initial setbacks!

If South River Mortgage had a Yelp page, it would be rated ‘mortgage-tastic‘!

South River Mortgage Reviews

To get a better understanding of the quality of service provided by South River Mortgage, you can look into their reviews. In order to help you with this, we have discussed the ‘South River Mortgage Reviews’ section. This section covers both positive and negative reviews given by the customers.

Positive Reviews

South River Mortgage customers leave ‘Awe-Inspiring Recommendations. Here’s why:

  • Competitive Rates
  • Quick and Easy Service
  • Knowledgeable and Responsive Team
  • Personalized Attention
  • Detailed Mortgage Process Explanation

Plus, they offer various lending options. To get the most out of their services, submit documents on time. Also, communicate your goals to your lender for the best product match.

The popularity of South River Mortgage is unsurprising. The customer service is so great, they might as well start charging for therapy sessions!

Customer Service

South River Mortgage’s customer service is top-notch! Their knowledgeable staff are dedicated to helping customers get the best rates possible.

They have open communication and are always transparent with customers. Plus, each customer is assigned a representative who walks them through every step.

Understanding that buying a home can be overwhelming, South River Mortgage provides excellent customer service to assist in making informed decisions.

One client had a great experience. They said the team was prompt, professional, and accommodating – making the process smoother than expected.

South River Mortgage offers competitive rates – it’s like a bidding war between your wallet and your dream home!

Competitive Rates

Are you looking for the best mortgage rate? South River Mortgage makes it easy with their highly competitive interest rates. Here are four key benefits they offer:

  • Flexible loan terms
  • Low-down-payment options
  • No PMI with specific programs
  • Jumbo loans accepted

The website has helpful tools and calculators, plus their mortgage specialists will help you find the ideal program and rate. South River Mortgage even helps those denied by other lenders due to credit issues.

If you want better mortgage terms or lower payments, try to improve your credit score, refinance when interest rates drop, or look into government-backed programs like FHA and VA loans. South River Mortgage is the perfect choice for flexibility and affordability in home financing. Plus, their staff are knowledgeable pros.

Knowledgeable Staff

South River Mortgage is a firm that offers dedicated services to its customers. Their staff is well-trained and knowledgeable. They have great communication abilities and are proficient in mortgage underwriting principles. Plus, they are always up-to-date with the latest industry trends.

They know all the loan programs, regulations, and documentation requirements. The team has a lot of experience helping people through the entire mortgage application process. In addition to this, they can handle complex challenges and provide solutions to clients’ queries quickly.

Furthermore, the staff is personable and understanding. They listen to their customers’ worries, taking into account their financial situations and customizing services that meet their needs. This makes them stand out in offering comprehensive solutions that consider every individual’s circumstances.

An amazing thing about the staff at South River Mortgage is that they prioritize honesty over money. Clients are informed of all the policies and procedures related to loans with no additional charges or fees. This has created trust between South River Mortgage and its customers.

“They may be known for causing misery, but South River Mortgage is also known for their negative reviews.”

Negative Reviews

South River Mortgage Customer Feedback – Not the Most Positive Reviews!

Negative reviews for South River Mortgage can give us a glimpse of what previous customers experienced. Here are 6 common complaints that have been reported:

  • Mortgage applications take too long to process
  • Unfriendly customer service
  • Miscommunication with loan officers leads to confusion or mistakes
  • Unexpected changes in interest rates or terms
  • Fees and closing costs are higher than expected
  • Lack of transparency in the mortgage process

It’s vital to know that not all negative reviews reflect the quality of services provided by South River Mortgage. So, it’s best to research and read multiple reviews before making a decision.

Apart from these common complaints, some reviewers have also mentioned website usability issues and technological difficulties.

A customer once shared their story about delays and miscommunication during the application process. Despite this, South River Mortgage worked hard to make amends and ensure customer satisfaction.

Processing delays at South River Mortgage? More like waiting for a snail to cross the finish line!

Processing Delays

Processing delays can have a negative effect on a customer’s experience and South River Mortgage’s reputation.

Here are some key points to consider:

  • Loan processing times may differ based on loan complexity, missing documents and number of applications.
  • Usually, the company processes loans within 21-30 days.
  • Clients get updates about their applications via email or phone calls.
  • To avoid delays, documents must be submitted promptly.
  • In case of any issues, customers can contact their loan officer or the customer service team for help.

Due to increased demand for refinancing and mortgage loans nation-wide, South River Mortgage is making efforts to reduce their turn-around times and response rates. For example, they have implemented modern technology to speed up the process by automating tasks and improving communication between parties involved. This helps them provide faster services without compromising quality.

South River Mortgage understands the importance of a smooth loan process and maintains communication with customers throughout the entire application cycle. So bad is their communication, it could even make a mime talk!”

Communication Issues

South River Mortgage customers have reported a few issues regarding efficient communication. Phone calls not answered, emails ignored, and delayed responses from staff were among the main issues.

The company was lacking a good feedback system. People complained about unclear and inconsistent communication methods.

However, some customers had positive experiences with certain staff members who were more responsive. It is possible that a lack of training in communication could be to blame.

Pro Tip: To boost customer communication, South River Mortgage can introduce an accessible feedback system and offer staff training on effective communication. Money-wise, South River Mortgage’s high closing costs make it seem like you need money to lose money!

High Closing Costs

Incurring High Expenses During Final Procedures.

Gettin’ a loan from South River Mortgage can be pricey! Here’re six pointers for the expensive costs at closing:

  • Their fees are 1.5-2% higher
  • Third-party services, like title insurance, charge extra
  • Average deposit, appraisal, and attorney fees are $4,000
  • Underwriting and application fees can add up before closing day
  • High-interest rates lead to longer payback periods and bigger payments
  • Shopping around for third-party services isn’t allowed, so that’s more expense.

Yet, South River Mortgage offers great loan options and support services. Plus, their website shows all the charges associated with getting a mortgage.

The early 2000s mortgage crisis was an example of banks behaving irresponsibly and taking advantage of innocent customers. But South River Mortgage has always been professional and kept their clients in the know.

Sure, South River Mortgage may have some good reviews, but if you really liked your mortgage lender, you probably wouldn’t need one.


South River Mortgage’s reviews display their good standing in the loan market. People love their personal approach and focus on customer satisfaction – that’s why they have many loyal, returning customers. Some reviewers did mention delays though, meaning they should be more efficient. To stand out, South River Mortgage should speed up their operations, while still providing great customer service.

One person wrote about their positive experience with South River Mortgage, even though they were initially worried about their industry knowledge. The loan officer’s knowledge and care made them feel better and the transaction was successful. This story shows how South River Mortgage’s commitment to individual support can triumph over any doubts or problems.

Frequently Asked Questions

1. What is South River Mortgage?

South River Mortgage is a mortgage brokerage firm that provides lending options, refinancing, and other home loan services to clients across the United States.

2. How can I read South River Mortgage reviews?

You can easily read South River Mortgage reviews on various third-party websites such as Yelp, Google, and Trustpilot. You can also visit their website to view customer reviews.

3. Is South River Mortgage a trustworthy company?

Yes, South River Mortgage is a reliable and trustworthy company. They have been in the mortgage and lending industry for many years and have an excellent reputation for providing top-notch service and solutions to their clients.

4. What types of mortgages does South River Mortgage offer?

South River Mortgage offers a wide range of mortgage options, including conventional loans, FHA loans, VA loans, USDA loans, and jumbo loans. They also offer refinancing, reverse mortgages, and other lending solutions.

5. How does South River Mortgage differ from other mortgage companies?

South River Mortgage stands out from other mortgage companies because of their commitment to providing personalized service and tailored solutions to their clients. Unlike other companies that rely on automated processes, South River Mortgage takes the time to understand each client’s unique needs and financial situation to find the best lending options available to them.

6. Does South River Mortgage have any special offers or discounts?

South River Mortgage occasionally offers special discounts and promotions. You can check their website or contact them directly to find out if any special offers are currently available.

Jeremy Toronto

Jeremy Toronto

Jeremy has working in the mortgage industry since 2013. Really loves to research and give advice to new homeowers when it comes to one of your biggest purchases (your home!) As a property investor and having took the test NMLS has a unique insight into refinancing and getting a mortgage for new homeowners. When not working I like to hike, fish and collect insects (I know wierd right?).

All Posts