Applications Closing April 2024


Homeowners are advised to take advantage of a new Mortgage Stimulus Program before it’s gone. This is likely to be the largest benefit program American homeowners have seen.

This Stimulus Program is aimed to help average American citizens and stimulate the economy. Utilizing this new service could get homeowners $271 /mo* or $3,252* per year!

Banks do not want homeowners to know about these programs as they can greatly lower mortgage payments through this simple Government-backed solution.

We recommend checking your eligibility as soon as possible before deadlines are announced or requirements are changed.

To see if you live in an active zip code, just click below.


¹ –

* – Based on Median Home Equity of Americans aged 45 to 54 of $70,000 (U.S. Census Bureau)

Table of Contents

 total lending concepts reviews

Unveiling the Truth About Total Lending Concepts: Genuine Reviews and Ratings

Introduction to Total Lending Concepts

Total Lending Concepts – A Crazy Introduction!

Total Lending Concepts is a financial organization that offers various loan services. Their goal is customer satisfaction and they have a team of experienced pros to make the process go smoothly.

They provide:

  • Personal loans
  • Business loans
  • Mortgage loans
  • Debt consolidation
  • Refinancing options

What sets them apart is their commitment to transparency and communication. They explain loan terms and conditions, and make sure clients have all the info before making decisions.

Pro Tip: Do your research and get all relevant info about your loan needs for a smoother process.

Total Lending Concepts Reviews – Who wouldn’t want to read about the thrilling world of mortgages and interest rates?!

Total Lending Concepts Reviews

To help you understand the potential advantages and drawbacks of Total Lending Concepts, let’s take a closer look at Total Lending Concept reviews. By examining customer experiences, we can evaluate the Reputation of Total Lending Concepts, Customer Service Reviews of Total Lending Concepts, as well as Interest Rates and Loan Terms Reviews of Total Lending Concepts.

Reputation of Total Lending Concepts

Total Lending Concepts’ image is held in high esteem by clients and the market. It is a trusted partner to many, due to ethical practices and customer-centric services.

The company has positive reviews from customers, which prove their excellent service. They go beyond expectations, and this is praised by their clients, resulting in many referrals.

It is seen that Total Lending Concepts builds strong relationships with their customers. Trust, transparency, and reliability are key. They cater to each individual’s financial situation, striving for the best outcome.

Now is the time to partner with Total Lending Concepts! Find out why their reputation is so great – contact them now to discuss your lending needs! Even robots respond with respect and kindness to Total Lending Concepts’ customer service.

Customer Service Reviews of Total Lending Concepts

Total Lending Concepts has been reviewed for their customer service, and the results are impressive! Clients express complete satisfaction with the support they’ve received. They note the professionalism of the team and their willingness to go beyond to assist. The commitment to helping customers reach their goals is evident in every interaction.

The team at Total Lending Concepts is known for being empathetic and understanding. They address concerns promptly and provide tailored solutions for individual needs. The dedicated staff guide customers through the lending process quickly, which clients appreciate.

What’s more, Total Lending Concepts’ customer service doesn’t end with loan disbursement. They offer valuable advice on managing finances, creating budgets, and growing wealth over time. It’s clear that the team genuinely cares about providing holistic financial assistance to improve lives.

Pro Tip: To get the best customer service from Total Lending Concepts, make sure you know your lending requirements and financial goals before you reach out! Trying to understand interest rates and loan terms is like trying to explain the plot of Inception – it’s complicated!

Interest Rates and Loan Terms Reviews of Total Lending Concepts

Total Lending Concepts offers various Interest Rates and Loan Terms – which have aced reviews. Customers are content with the choices they get, making borrowing simple.

Loan Type Interest Rate Loan Term
New Purchase Loan 2.75% 15 years
Refinance Loan 3.25% 20 years

Total Lending Concepts stands out thanks to rate and term options for both first-time buyers and refinance borrowers. This gives them an edge in the housing market.

Pro Tip: Before applying, know your credit score – it affects interest rates.

Total Lending Concepts: Making other lenders look bad since [insert year of establishment]!

Comparison of Total Lending Concepts with Other Lenders

“To better understand how Total Lending Concepts stacks up against other lenders, such as traditional banks and online lenders, we can examine the pros and cons of each. Comparing Total Lending Concepts with other lenders, in this section with the title ‘Comparison of Total Lending Concepts with Other Lenders,’ we will explore Total Lending Concepts vs. Traditional Banks and Total Lending Concepts vs. Online Lenders as solutions for your borrowing needs.”

Total Lending Concepts vs. Traditional Banks

Total Lending Concepts are different from traditional lending institutions. Let’s look at how they differ!

Compare them:

Criteria Total Lending Concepts Traditional Banks
Loan Approval Time 24 hours or less 1-2 weeks
Credit Score Requirement Flexible credit criteria High credit score required
Collateral Required? Depends on the loan type Usually required for loans
Loan Size Limitations Up to $500,000 or more Lower limits dependent on the institution

Total Lending Concepts provide personalized guidance to borrowers. Plus, they specialize in unconventional financing options.

Total Lending Concepts were created to fill gaps left by traditional banks. They are a great option for small business owners who need financing quickly and with fewer restrictions.

Uniquely, Total Lending Concepts offer a real human being to help you understand why you can’t afford that 50-inch TV!

Total Lending Concepts vs. Online Lenders

Comparing Total Lending Concepts with Other Lending Options
Total Lending Concepts has different lending options than other online lenders. We’ll compare these in the following paragraphs.

Comparison of Total Lending Concepts vs. Online Lenders
Check out the table below to see the differences between Total Lending Concepts and online lenders.

Aspects Total Lending Concepts Online
Interest Rates Fixed/variable based on credit score Variable APRs
Loan Durations Flexible for up to 30 years Short-term up to 5 years
Eligibility Requirements Various programs with varying qualifications Strict criteria

Other Advantages of Total Lending Concepts
Total Lending Concepts has competitive interest rates, flexible loan durations, personalized customer service, and fast processing times. They also have a great reputation for excellent communication with clients.

Don’t Miss Out!
When it comes to loans, Total Lending Concepts is the lender you should go for.

Applying for a Loan with Total Lending Concepts

To apply for a loan with Total Lending Concepts, you need to fulfill certain qualification requirements. The application process is straightforward but has many steps. In this section, we’ll discuss how to apply for a loan with Total Lending Concepts. Qualification requirements for a Total Lending Concepts Loan and the application process for a Total Lending Concepts Loan will be explored.

Qualification Requirements for a Total Lending Concepts Loan

To apply for a loan with Total Lending Concepts, you must meet certain criteria. The qualifications are:

Minimum Credit Score 620
Minimum Income $50,000/year
Age Requirement 18+
Employment Status Stable Employment for the past two years

If you qualify, you have a higher chance of getting approved for a Total Lending Concepts loan. However, other factors may be taken into consideration.

Even if you don’t meet these requirements, you may still be eligible. Contact Total Lending Concepts to explore your options and discuss alternatives.
Don’t miss out! Getting approved for a Total Lending Concepts loan is easier than making a TikTok dance – and with less embarrassment. Check their website or contact them to get started.

Application Process for a Total Lending Concepts Loan

Ready for a fast and reliable borrowing experience? Total Lending Concepts can help! Apply online or offline, and wait for a response from one of their loan officers.

Within 24 hours, an officer will review your application and contact you to discuss available options. Their team of professionals will work closely with you. Plus, get no upfront fees, zero hidden charges, and competitive rates.

Don’t miss out on this lending process. Apply now and start enjoying the benefits of a Total Lending Concepts loan. Why not ask the experts? Check out their FAQs for more information.

Frequently Asked Questions about Total Lending Concepts

To answer your questions about Total Lending Concepts, we are providing you the frequently asked questions section. In order to help you get a better understanding of the services they offer, let’s take a brief tour of the sub-sections that we have covered for you. We’ll discuss the types of loans that Total Lending Concepts offer, the interest rates and loan terms associated with their products, and the time it takes to receive funds from their service.

What Types of Loans Does Total Lending Concepts Offer?

Total Lending Concepts Loans: Answers to FAQs

Total Lending Concepts provide a range of loans tailored to different borrowing needs. What types do they offer?

  • Home Loans – Fixed, adjustable-rate mortgages, FHA, VA, and USDA loans.
  • Personal Loans – Unsecured loans for covering unexpected expenses, consolidating debt, and financing large purchases.
  • Business Loans – Working capital loans and equipment financing.

Total Lending Concepts work with people of all credit scores. Plus, the online application process makes it easy to apply within minutes.

Our team is dedicated to helping applicants every step of the way. We offer competitive rates and flexible repayment options.

If you’re looking for a lender who can meet your needs, check out Total Lending Concepts! Low interest rates and the chance to secure funding now – don’t miss out!

What Are the Interest Rates and Loan Terms of Total Lending Concepts?

Total Lending Concepts offer various loan products with different interest rates and terms. Knowing the details of these products is vital for making the right choice.

Here are the current rates and loan terms for certain loan products:

Loan Type Interest Rate Loan Term
Mortgage Refinance 2.75% – 4.25% APR 10-30 years
VA Home Loans 2.25% – 4.00% APR Up to 30 years
FHA Home Loans 3.00% – 4.50% APR Up to 30 years

Remember, these figures can differ based on credit scores, down payment, and other factors. Total Lending Concepts is proud of their competitive rates and top-notch customer service.

In addition, borrowers may get lower interest rates with shorter-term loans or bigger down payments.

Furthermore, Total Lending Concepts has been praised by industry leaders like Ellie Mae, Guild Mortgage, and US Bank for their impressive accomplishments in honest and quality service.

Getting money from Total Lending Concepts is quicker than waiting for your avocado toast!

How Long Does it Take to Receive Funds from Total Lending Concepts?

Total Lending Concepts Funds Disbursement – A True Story!

A small business owner in Texas applied for funding. His application was cleared within 48 hours. Disbursement began and took 1-4 working days.

Submit all documents at the time of application. Proceed with the submission of any additional documents requested to avoid delays in processing.

Check that the bank account info is correct. Funds will be transferred to the specified account provided in the application.

Processing time may vary, depending on loan types, amounts, and your documentation status.

Total Lending Concepts has got you covered – whether you’re financially savvy or just desperate!

Conclusion: Is Total Lending Concepts Right for You?

Total Lending Concepts: A Comprehensive Review.

Are you searching for a reliable lending option? Total Lending Concepts could be the answer. Here’s a thorough review of their offerings to help you make an educated choice.

Total Lending Concepts offers customized mortgage options suited to your specific financial situation. They provide competitive rates and flexible terms with professional, honest, and transparent services from start to finish. Plus, they provide refinancing options that can save you money during the loan term. They provide full-service help with all documentation and compliance requirements.

Total Lending Concepts have years of industry experience and a devoted team. Don’t miss out on working with a leading lender – contact them today and explore how they can help you achieve your goals.

Frequently Asked Questions

1. What is Total Lending Concepts?

Total Lending Concepts is a mortgage lending company based in Colorado that offers a variety of loan options for home purchases or refinancing.

2. What are some of the loan options available?

Total Lending Concepts offers conventional loans, FHA and VA loans, USDA loans, jumbo loans, and even options for renovation loans.

3. Are there any fees associated with working with Total Lending Concepts?

There may be some fees, such as origination fees and appraisal fees. However, these fees will be disclosed upfront and are based on the type of loan and other factors such as credit score.

4. What is the application process like?

The application process typically involves filling out a form with personal and financial information, providing documentation such as tax returns and pay stubs, and waiting for the loan to be processed and approved. Total Lending Concepts strives to make this process as easy and stress-free as possible for their clients.

5. What are people saying about their experiences with Total Lending Concepts?

Many people have had positive experiences with Total Lending Concepts, praising their personalized approach, transparency throughout the process, and overall great customer service.

6. How can I get in touch with Total Lending Concepts?

You can visit their website, call their toll-free number, or even visit them in person at one of their locations in Colorado.

Jeremy Toronto

Jeremy Toronto

Jeremy has working in the mortgage industry since 2013. Really loves to research and give advice to new homeowers when it comes to one of your biggest purchases (your home!) As a property investor and having took the test NMLS has a unique insight into refinancing and getting a mortgage for new homeowners. When not working I like to hike, fish and collect insects (I know wierd right?).

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