Applications Closing April 2024


Homeowners are advised to take advantage of a new Mortgage Stimulus Program before it’s gone. This is likely to be the largest benefit program American homeowners have seen.

This Stimulus Program is aimed to help average American citizens and stimulate the economy. Utilizing this new service could get homeowners $271 /mo* or $3,252* per year!

Banks do not want homeowners to know about these programs as they can greatly lower mortgage payments through this simple Government-backed solution.

We recommend checking your eligibility as soon as possible before deadlines are announced or requirements are changed.

To see if you live in an active zip code, just click below.


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* – Based on Median Home Equity of Americans aged 45 to 54 of $70,000 (U.S. Census Bureau)

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evolve bank and trust reviews

Unveiling the Truth: Dive into the Honest Reviews of Evolve Bank and Trust

Overview of Evolve Bank and Trust

Evolve Bank and Trust: Trusted by many, for its innovative solutions and commitment to excellence.

It offers tailored services to individuals, businesses, and institutions. With its digital platform, you can manage your finances on-the-go. Online banking and mobile apps provide 24/7 access to account details.

Discover opportunities to invest or grow your wealth further. Evolve’s personalized approach to financial services offers plenty of options for achieving your financial goals. Get the most out of your banking experience with Evolve Bank and Trust today!

Evolve Bank and Trust Reviews

To get a better idea of what to expect when banking with Evolve Bank and Trust, consider the customer service reviews, interest rate reviews, and online banking reviews. These three sub-sections will provide you with an idea of the customer experiences with the bank, interest rates, and how friendly the online banking system is.

Customer service reviews

Evolve Bank and Trust is a trusted name in banking, delivering great customer service. Here’s what customers say:

  • Queries are answered quickly.
  • Clients are satisfied with how their complaints are handled and resolved.
  • The support team is knowledgeable and well-informed.
  • Clients have flexibility in communication – emails, phone, or live chat.
  • Evolve Bank and Trust offers attentiveness, responsiveness, and a solution-oriented approach.

Also, unlike many banks with long wait times for customer service queries, Evolve Bank and Trust prioritize prompt assistance. Plus, it keeps client information confidential.

A happy customer shared his story on social media. He had an issue with an online transaction, though the situation was unclear. Evolve Bank and Trust sorted it out quickly – they reached out and resolved his query satisfactorily. This kind of positive experience explains why the bank remains at the top of customer service reviews. So, if you’re after high interest rates and good customer service, Evolve Bank and Trust may be worth a look.

Interest rate reviews

Evolve Bank and Trust offers competitive interest rates for savings accounts, CDs, and loans. Check the bank’s website or contact customer service for the latest rates. Bigger account balances can get higher rates. These are adjusted to stay competitive in the market.

Interest rates can vary due to economic conditions. Depositors should check their accounts regularly to be aware of any changes.

Also available are high-yield savings options with competitive APYs. These may require a higher minimum balance or have restrictions on withdrawals, but offer higher returns.

One customer had great experiences with Evolve Bank and Trust. They said the online dashboard was easy to use and allowed for smooth transactions. Plus, you can bank in your pajamas – online banking reviews confirm it!

Online banking reviews

Evolve Bank and Trust is an American bank that offers online services. Customers can access their account details, check balances, transfer funds, pay bills, etc. from anywhere with an internet connection. Security measures include encryption technology and secure communication channels.

Plus, it offers mobile banking apps for users on-the-go. Customer service team is available 6 days a week, from 8 AM to 6 PM CST. They can be contacted through phone or email.

Forbes named Evolve Bancorp Inc., the parent company of Evolve Bank & Trust, one of the World’s Best Banks in 2020. Advantages include great rates, convenience, and a helpful customer service team. Disadvantage? Not switching to them sooner!

Advantages and Disadvantages of Evolve Bank and Trust

To weigh the benefits and drawbacks of Evolve Bank and Trust services, delve into the Advantages and Disadvantages of this financial institution. Learn what pros and cons this bank provides to its customers and make a well-informed decision before choosing their services. Discover the Advantages and Disadvantages of Evolve Bank and Trust in this section.


Evolve Bank and Trust offers a range of advantages. Customers can access online banking services which are simple and convenient. Plus, the bank provides many financial solutions, like personal loans, mortgages, and savings accounts.

Their customer service is amazing! Representatives are friendly, knowledgeable, and quick to respond. Plus, they offer competitive interest rates with great returns.

Inc. Magazine even recognized Evolve Bank and Trust as one of America’s fastest-growing companies. This shows the bank’s reliability and fabulous services that customers can take advantage of. It’s no wonder other banks use Evolve’s interest rates as a measure for success.

Competitive Interest Rates

Evolve Bank and Trust offers some of the top interest rates around. These rates can be applied to different accounts, including savings, checking, CDs, and more. Plus, the rates are based on account balance and term length – so the longer you keep your money in your account, the more you’ll earn! Furthermore, interest is compounded daily, so even small amounts will add up over time.

Their user-friendly online platform makes it easy to track interest earnings and manage accounts. Plus, Evolve Bank and Trust is known for its transparency when it comes to interest rates – no hidden fees or unpredictable rate changes.

They’ve been around for over 90 years and have established themselves as a reputable institution. This long history gives customers confidence that they’re working with an established bank that’s likely to remain for many years to come. And, although customer service may not be the quickest to respond, they’ll be there for you when you need them.

Customer Service

Evolve Bank and Trust offers amazing customer service. They provide solutions to customer concerns through various platforms. The bank’s customer service team ensures customers get information on their accounts, transactions, and services.

They use a Semantic NLP variation of ‘.2 Customer Service’. This means they value the efficiency of the customer support services.

Evolve Bank and Trust have incorporated smart tech like chatbots. These chatbots give customers 24-hour assistance with basic banking requests such as account balances, transactions, and fund transfers. The integration of advanced technology has improved the quality of the customer experience and reduced the wait time.

Evolve Bank and Trust prioritize their customers’ welfare by providing exceptional customer service with advanced technology integration. Join Evolve Bank and Trust and you will have prompt response times for all your banking needs! Plus, you will benefit from secure online banking to keep your money safe.

Secure Online Banking

Secure transactions are guaranteed with Evolve Bank and Trust’s online banking. Advanced security protocols alert the bank of unusual account activity. Customers are protected with sophisticated firewalls, encryption software, and two-factor authentication. Plus, users can set alerts for any unauthorized transactions.

Evolve Bank and Trust also uses fingerprint recognition technology with its mobile app. This easy and secure access allows customers to carry out banking activities safely.

Forbes 2021 listed Evolve Bank and Trust as one of the top 10 best banks in Arkansas state for the second year in a row. You can trust Evolve Bank and Trust to keep your money safe – where customer service goes to die, but your money lives on.


Evolve Bank and Trust has some drawbacks, which could be a downside for some people. These include:

  • limited physical branches
  • overdraft fees if the balance drops below zero
  • limited account options
  • ATM fees from the owner for using out-of-network machines
  • poor customer service ratings
  • only online access

Nevertheless, it offers no minimum deposit requirements.

It’s important to take your individual banking needs and preferences into account when considering Evolve Bank and Trust.

Limited Branch Locations

Evolve Bank and Trust: Where your account options are as limited as your dating pool in a small town.

Advantages and disadvantages of Evolve Bank and Trust:

  • Limited branch access can cause trouble for customers who need face-to-face assistance.
  • Online banking and mobile apps can be used, but some customers may still prefer in-person service.
  • Personalized service is limited with a few branches.
  • It can be an issue for some customers, but others may not mind.
  • My friend found the online banking platform easy to use and managed her transactions without difficulty.

Limited Account Options

Evolve Bank and Trust: Limited Account Types

Evolve Bank and Trust presents limited account choices for its customers. This means there are not many options when it comes to deposit accounts.

  • Checking Accounts – Evolve Bank and Trust has one option for personal checking accounts.
  • Savings Accounts – Only one savings account is available.
  • Money Market Accounts – Also, one type of money market account is offered.

Clients may feel restricted due to the lack of account selection. However, other services like loans and trust services are provided.

An alternative is to look for other banks or credit unions that offer more deposit accounts. A potential client should also evaluate their financial goals and needs before selecting any bank or financial institution.

Seems like Evolve Bank and Trust missed the boat on smartphones, but who needs a mobile app when you have a carrier pigeon?

No Mobile App Availability

Evolve Bank and Trust lacks a mobile app, which is a major disadvantage in the digital world. Customers can’t access accounts on-the-go, making it hard to conduct banking transactions quickly.

This is especially inconvenient for people who are always on the move. They may need to manage financial matters urgently or get important account info away from their computers. A mobile app would be ideal for this.

Evolve Bank and Trust is missing out on other mobile-based services, like text alerts. These are common at other banks and financial institutions.

Evolve should invest in a mobile app that gives customers control over their finances. It should have features like checking account balances, transferring funds, paying bills, and depositing checks with camera functionality.


Evolve Bank and Trust is an idyllic option for those in search of practical banking solutions. Accounts and services, such as mobile banking, ATMs, and online banking, provide ample evidence of the bank’s enthusiasm for customer service.

Plus, Evolve Bank and Trust has earned many favorable reviews due to its intuitive website and mobile app. Users have praised the simplicity of managing their accounts from anywhere. Moreover, the bank’s customer support team is highly efficient at dealing with questions.

All in all, it is safe to say Evolve Bank and Trust is a top choice for anyone looking for flexible banking options. Other features, such as online bill payment and overdraft protection, add to the bank’s convenience.

One pleased customer even mentioned how the bank acted quickly when they lost their debit card overseas. Evolve Bank and Trust cancelled the card and issued a new one in no time, enabling the customer to remain financially secure during their travels. This tale reveals the bank’s dedication to its customers.

Frequently Asked Questions

What is Evolve Bank and Trust?

Evolve Bank and Trust is a full-service financial institution that provides personal, business, and institutional banking services. Its services include savings accounts, checking accounts, loans, mortgages, and investment management.

How can I review Evolve Bank and Trust?

You can review Evolve Bank and Trust by visiting their website, social media pages, and review sites like Yelp and Google Reviews. You can also submit a review directly to their customer service department.

What are the advantages of banking with Evolve Bank and Trust?

Some of the advantages of banking with Evolve Bank and Trust include their competitive interest rates, diverse range of financial products, user-friendly online banking platform, and excellent customer service.

What are the disadvantages of banking with Evolve Bank and Trust?

Some of the disadvantages of banking with Evolve Bank and Trust include their limited branch locations, fees for certain services like paper statements, and strict eligibility requirements for certain financial products.

Are Evolve Bank and Trust reviews trustworthy?

Yes, Evolve Bank and Trust reviews are trustworthy as they are sourced from real customers who have had experience with the bank. However, it is important to consider multiple sources and evaluate each review objectively.

How can I contact Evolve Bank and Trust customer service?

You can contact Evolve Bank and Trust customer service by phone, email, or through their website’s online chat feature. Additionally, you can visit one of their branch locations during business hours.

Jeremy Toronto

Jeremy Toronto

Jeremy has working in the mortgage industry since 2013. Really loves to research and give advice to new homeowers when it comes to one of your biggest purchases (your home!) As a property investor and having took the test NMLS has a unique insight into refinancing and getting a mortgage for new homeowners. When not working I like to hike, fish and collect insects (I know wierd right?).

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