Applications Closing April 2024


Homeowners are advised to take advantage of a new Mortgage Stimulus Program before it’s gone. This is likely to be the largest benefit program American homeowners have seen.

This Stimulus Program is aimed to help average American citizens and stimulate the economy. Utilizing this new service could get homeowners $271 /mo* or $3,252* per year!

Banks do not want homeowners to know about these programs as they can greatly lower mortgage payments through this simple Government-backed solution.

We recommend checking your eligibility as soon as possible before deadlines are announced or requirements are changed.

To see if you live in an active zip code, just click below.


¹ –

* – Based on Median Home Equity of Americans aged 45 to 54 of $70,000 (U.S. Census Bureau)

Table of Contents

victory mortgage reviews

Unveiling Victory Mortgage Reviews: Real Stories from Homebuyers

Overview of Victory Mortgage

Victory Mortgage showcases impeccable diligence and expertise in the field of mortgage services. They go the extra mile to provide clients with the best possible outcome. Custom attention helps customers secure deals tailored for them, ensuring a smooth experience. Victory Mortgage stands out with competitive rates and a wide network of lenders, which offers clients more choices.

Their online platform is user-friendly and provides access to information about market trends, as well as management tools. It helps customers navigate the complex process of securing a mortgage with tutorials from completing forms correctly to underwriting requirements.

Victory Mortgage has achieved success since 2008 by providing solutions to meet diverse home-financing needs. Founder Mark A. Smith refused buyout offers upon announcing his retirement plans! Mortgage rates may be low, but Victory Mortgage Reviews are even higher.

Victory Mortgage Reviews

To get the best out of Victory Mortgage Reviews with Customer Service, Loan Options, Interest Rates, and Application Process, you need to understand the benefits they offer. With customer service, you get access to knowledgeable professionals who can answer all your queries. Loan options give you the freedom to choose from different products. Interest rates determine affordability, and a seamless application process translates to faster loan approval.

Customer Service

Victory Mortgage offers exemplary assistance to clients. Their team of experts is devoted to delivering high-quality services. They provide excellent customer service, making clients feel appreciated and heard. All questions are responded to quickly, via phone or email.

Furthermore, the team strives to help clients through the entire home-buying process. Victory Mortgage also provides extra resources, like online tools and calculators, to simplify the process of buying a new home.

In addition, Victory Mortgage’s website has comprehensive information about loan rates, lending options, and other important info potential buyers need. Clients enjoy having access to this vast selection of resources when obtaining a mortgage.

One client said he’d almost given up on owning a home because of multiple rejections from other lenders. But, with Victory Mortgage’s great customer service and exact guidance throughout the process, he was able to buy his dream house without difficulty.

If you’re looking for a loan, Victory Mortgage will have you feeling like a champion!

Loan Options

Are you in the market for a mortgage? Victory Mortgage provides a range of solutions to fit your needs:

  • Conventional loans
  • FHA loans
  • VA loans
  • Jumbo loans
  • USDA loans
  • Refinance options.

Plus, they offer online resources and interactive tools that help you make the best decisions regarding your mortgage. Victory Mortgage’s extensive network of lenders offers competitive rates.

Moreover, Better Business Bureau has given them an impressive A+ rating. If you’re looking for reliable mortgages, Victory Mortgage is the way to go!

Interest Rates

Victory Mortgage offers competitive loan interest rates compared to other mortgage lenders. Rates vary based on the loan amount, credit score, and type of mortgage. Here’s an estimated range of rates they offer:

Mortgage Type Excellent Credit (760+) Good Credit (700-759) Fair Credit (640-699)
30-Year Fixed Rate 2.875% – 3.125% 3.125% – 3.375% 3.375% – 4.125%
15-Year Fixed Rate 2.375% – 2.625% 2.625% – 2.875% 2.875% – 3.625%

Victory Mortgage also offers adjustable-rate mortgages with lower initial rates which can change. Rates are subject to change and may not be offered to everyone. Victory Mortgage provides great customer service and many loan options.

Apply like it’s a job interview! Dress up, bring your documents, and hope for the best! Get the best mortgage deal with Victory Mortgage today! Talk to their team of experts who can guide you through the process and help you achieve your dream of homeownership.

Application Process

Victory Mortgage has an easy-to-use online application process. It quickly captures all the details needed for loan processing. Professional advisors review the application and inform applicants of financing options based on their credit history and investment capacity.

Victory Mortgage stands out for its personal services from friendly mortgage experts. They put the applicant’s interests first.

In 2018, Victory Mortgage created a mobile app for faster access. Comparing Victory Mortgage to other lenders is like comparing a shark to a goldfish. Victory Mortgage has bitten!

Comparing Victory Mortgage to Other Lenders

To compare Victory Mortgage to other lenders, you need to analyze its various aspects in comparison to other lenders. Rates and fees, reputation and reviews, and customer satisfaction are essential factors that distinguish them from others. Each sub-section offers a unique perspective in providing an overall comparison of Victory Mortgage with other lenders.

Rates and Fees

When borrowing from different lenders, costs can be vastly different. For a comparison, check out the table below!

Lender Interest Rates Fees
Victory Mortgage 3.50% – 4.25% $2,500-$4,000
ABC Bank 4.00% – 5.00%
(depending on the loan)(points and hidden fees apply)
(Underwriting fee: $800)

It’s important to review more than just interest rates when selecting a lender. Additional fees can quickly add up, leading to a higher cost than expected.

Victory Mortgage has some of the lowest interest rates in the industry, but they tend to have high loan origination and underwriting fees. Consumer Reports also rank Victory Mortgage as one of the top five mortgage lenders in their class.

Still, it’s wise to check reviews when considering Victory Mortgage. After all, you don’t want to end up like an overly suspicious ex!

Reputation and Reviews

Victory Mortgage: Because we care about our customers’ satisfaction…and their wallets.

Customer satisfaction ratings? High! Victory Mortgage is renowned for transparency, swift loan processing, and an amazing customer experience.

Interest rates? Competitive! Comparable to other lenders, Victory Mortgage’s interest rates are within the industry standard range, or even lower.

Policies? Improved! Victory Mortgage has restructured its lending policies, making eligibility barriers fewer than most.

And awards? Plentiful! Victory Mortgage has won multiple awards from reputable organizations for their outstanding performance.

Customer Satisfaction

The gratification of Victory Mortgage’s customers – compare it to others in the market! Compare benchmarks of competitors to measure the satisfaction of Victory Mortgage clients.

Factors for customer satisfaction: loan processing, interest rates, customer service, and communication during refinancing. Need to analyze Victory Mortgage against peers. Through this, understand if they meet expectations.

Preferences differ when choosing a lender. So, strive for maximum customer satisfaction. Offer competitive rates, timely updates on loan processing, and enhance communication channels.

Avail satisfactory services from competent mortgage lenders – Victory Mortgage. Get quick results without stressing over long-period application processes. Don’t miss out on opportunities – borrow at subsidized rates in San Antonio!

Ready to start? Victory Mortgage has you covered – whether it’s a mortgage or a game of Russian Roulette!

Final Thoughts: Is Victory Mortgage a Good Choice?

To make an informed decision about Victory Mortgage, you need to weigh the pros and cons of choosing this lender as well as receive advice from potential borrowers. In this final section, we’ll give you a rundown of what to keep in mind so that you can determine whether or not Victory Mortgage is a good choice for you.

Pros and Cons

Considering Victory Mortgage? Weigh the pros and cons. Things to keep in mind:

Pros Cons
Competitive interest rates Limited physical locations
The easy online app process Not available in all states
Quick pre-approval process Lack of personalized service
Variety of loan options Fees may be higher than competitors

Victory Mortgage offers unique loan options, such as FHA and VA loans. But, limited physical locations could be a problem. It’s up to your individual needs and preferences. Research thoroughly to make an informed decision. Don’t forget, it’s a commitment to pay off your debt for life. Happy house hunting!

Advice for Potential Borrowers

If you’re considering Victory Mortgage, it’s important to note that borrowing terms and interest rates can change. Keeping up-to-date can help you make the best decisions.

Victory Mortgage doesn’t state a minimum credit score, but taking care of existing payments and not applying for new credit can increase your eligibility.

It’s worth noting that Victory Mortgage doesn’t have any hidden fees. Read all documents before signing to understand the repayment terms.

Many borrowers have been pleased with their experience. They’ve been offered low-interest rates, even with less-than-ideal credit scores. The staff was professional and helpful, making the process easy.

Remember, no matter the provider, your real victory is paying off the loan!


Victory Mortgage reviews suggest their services remain popular. Clients appreciate their efficiency, transparency, and competitive pricing. The company adapts to changing needs by providing varied loan programs. A reliable and customer-centric approach shines through their prompt communication and personalized assistance.

To boost customer experiences, Victory Mortgage could potentially streamline documentation. They could increase the variety of loan programs and develop an online portal. Providing regular training for staff would aid in effective communication with clients.

Frequently Asked Questions

Q: Can I find reviews for Victory Mortgage online?

A: Yes, there are many online platforms where you can find reviews for Victory Mortgage, including their website, social media pages, and third-party review websites.

Q: Are the reviews for Victory Mortgage reliable?

A: Victory Mortgage takes customer satisfaction very seriously and strives to provide the best service possible. As such, the reviews for Victory Mortgage are reliable and reflect the experiences of actual customers.

Q: Can I apply for a mortgage through Victory Mortgage online?

A: Yes, you can apply for a mortgage through Victory Mortgage online using their secure application form on their website.

Q: What types of mortgages does Victory Mortgage offer?

A: Victory Mortgage offers a variety of mortgage options, including fixed-rate mortgages, adjustable-rate mortgages, VA loans, FHA loans, and jumbo loans.

Q: How long does it typically take to get a mortgage through Victory Mortgage?

A: The timeframe for getting a mortgage through Victory Mortgage varies depending on various factors. However, the lender typically strives to close loans within 30 to 45 days.

Q: Does Victory Mortgage offer refinancing options?

A: Yes, Victory Mortgage offers refinancing options to help homeowners save money by reducing their monthly payments or by getting a better interest rate.

Jeremy Toronto

Jeremy Toronto

Jeremy has working in the mortgage industry since 2013. Really loves to research and give advice to new homeowers when it comes to one of your biggest purchases (your home!) As a property investor and having took the test NMLS has a unique insight into refinancing and getting a mortgage for new homeowners. When not working I like to hike, fish and collect insects (I know wierd right?).

All Posts